Hi!
I am new to this site. This is actually my reply to LauraFaith’s post - Did you ever get help? It seems like our credit situations are very similar. I have always worked very hard for everything that I have. I fell in love, have a beautiful 19 month old and now cannot provide for him as I was once able to. My son’s father and I are not married (were going to but….) Anyways, he is a wonderful father emotionally but not FINANCIALLY. Needless to say my credit has been ruined and I cannot receive any help. Up until 2006 my credit was perfect, yet no one looks at that. I now have two lawsuits against me, a discharge and will probably receive more. I own my home but cannot touch the equity in my home to pay back the awful creditors and get my credit back. It is very sad to say that your credit score is your life. It is not fair to my son nor I for that matter that I work my butt off only to pay for a home that now needs work that i had not gotten to do before he was born and only to pay bills. I have nothing extra, nothing left over after paying our basic necessities. I am miserable and do not want my son to see his mom unhappy. And the sad thing is that is all due to the mighty dollar. Why can’t lenders look at who you are and what you have done for your lifetime instead of one year?
Anyways, I was just wondering if you/anyone found any help or if anyone knows how to get help when your credit has been recently ruined.
This open post was written 1 year, 11 months ago | V/U/S: 145, 1, 2 | Edit Post | Leave a reply | Report Post
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Since writing this post gypsyt may have helped people, but has not within the last 4 days. gypsyt is a verified member, has been around for 1 year, 11 months and has 1 posts and 2 replies to their name.
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