I started working at 7 years old,my father got hurt.At
22 years old I started my own business and currently have 2 stores (28 years later)My wife and grown children all work here along with nearly 30 co-workers.Almost three years ago the state torn up the highway in front of my main store,it was supposed to last 10 months,it lasted 28 months costing me everything I own.Ive gone to 12 banks over the last year and because banks go on the last three years business figures Ive been turned down by all of them.Yes I should of laid off people,but I love these loyal friends.Business is now picking up but I have piled up bills I don’t know how to pay quick enough.To give you an example the last 60 days of construction we tracked how many days one could even get in our parking lot,it was only 6 days out of 60.I have my faith in God yes,but I must do my part and Ive exhausted every avenue I could come up with.Prior to this I had perfect credit ,now Ive experienced how even suppliers Ive bought & paid millions of dollars from loyally from over these many years how mean they can be.I have millions in life insurance and thought perhaps for the security of my family & loyal co-workers that I should take that route .It gets that difficult and Im that desperate,does anyone have an idea ? PLEASE Im not looking for a handout,just a direction of help.Over these years Ive given millions away to people in need and now I need help and don’t know where to get it.If you have any ideas please let me know and please pray for us.Thank-you
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You poor guy. You know that taking the life insurance route would only cause your family unbearable pain, and they would rather be in the gutter with you than in a nice house without you?
I’m afraid I don’t know much about US business practices. Is it possible to get some compensation from whichever local authority dug up this road? If it is, use the media to drum up support. Regarding your creditors, you need to face them, and work out repayment plans based on what you can afford. If you try to pay some of everything rather than ignoring bills entirely, creditors can at least see you are making the effort - and there are extenuating circumstances which should be explained to them.
Have you asked your friends, family and co-workers for ideas and explained the situation to them? The solutions can come from the most unexpected places. If you manage to just hold on till your business is back to the level it was, you should be fine…
Disclaimer: InfoPRO Posts should only be view as “Entertainment” or “Opinions” but NOT Professional Help. IF you need Professional Help, please refer to your White Pages for Referral Agencies in your area. You have the option to take my suggestions under consideration or ignore them out right. With that being said, personal attacks aren’t necessary. I’m here to help you! Ask questions if my Posts miss the mark.
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Shalom!
Steve, sounds like you need to switch to a new Business Entity.
More than like a LLC or Land Trust.
Nevertheless, my suggestion for your consideration is the following:
Contact some Silver Foxes…they will have solutions for you.
Your outcome will exceed your expectations.
TO GOD BE THE GLORY!
InfoPRO
The service we render others is the rent we pay for our room on earth.
-Wilfred Grenfell
GREAT NEWS STEVE!
I don’t know if you’re aware of how this board works but
if you Reply to your own Post, the system will send
everyone on your Post a notification that you’ve
posted a Reply.
The system still worked but only I received your
message and that other guy.
I pass all PRAISES to HIM whom looks over us from
the Invisible Realm.
If you have any questions or need any additional help,
feel free to write here or give me a shout at my
shout box and the system will notify me.
Blessings to you and yours for 2008 and beyond!
InfoPRO
Dear Friends: How does one place a shout? I want to communicate with InfoPRO,who’s given me some good information.
I also was wondering if anyone had any leads to a source that could help with some interum financing,please let me know if you have any ideas…Thank-you Samoasteve
Being new to this sight I have another question; I read some posts from ” Elaine” how do I contact her for some of her expertise ?
I need to know what country you are in, and then I can show you how to get out and recover quite fast.
Do not worry about everyone wanting money, this is just business, so stop thinking life insurance, I will assist you ok.
I know you give help but do not get it back, well you do and here it is ok…
I have helped, been helped, now many years later my 3 daughters are fine, so now I give back. If it was not for all the men that helped me, I would have not made it.
I now have been there and back and worked in the debt industry, and I know pretty much how to resolve any debt issue.
So what country and let us make it better.
Elaine
samoastev wrote:
Dear Friends: How does one place a shout? I want to communicate with InfoPRO,who’s given me some good information.I also was wondering if anyone had any leads to a source that could help with some interum financing,please let me know if you have any ideas…Thank-you Samoasteve
Hello Steve! I apologize. I only check this site once a day if that
due to my schedule being tight from building a new website.
To shout, click on the little bullhorn icon next to your avatar (my bullhorn
has the number 44 next to it). This will take you to my shoutbox. Type in
your comment and I will go to your shoutbox to answer. Real easy.
About Interim Financing….is that Residential Financing,Commercial Real
Estate Financing,Account Receivables Financing,Inventory Financing or
Short Term Working Capital Financing?
It’s ok to reply on this post so everyone can benefit. I will check back
often today for your reply.
InfoPRO
Jebus Zeus wrote:
you sicken me :)
Maybe I’ve should’ve asked if your comment was
aimed at me or Steve. I think you know that
I’m a Believer and you despise Believers
don’t you zeus? Correct me if I’m wrong.
If it was aimed at me…you tickle me!
At Steve….well that’s another story! Let
us not judge or we WILL BE judged!
Father, in the name of Jesus, I ask for immediate relief for this young man, thank you for his faith, and his perserverance, thank you for his heart, right now, I bind whatever is blocking his blessings, in Jesus Mighty Name, I speak release….. I speak healing, and prosperity, to come, quickly…. relief… in Jesus name. I bind and rebuke the spirit of suicide that would come and whisper its develish thoughts to him, I pleade the blood of Jesus over him, over his family, over his business, over his employees, make a way, where there seems to be no way. Turn this around, now… for his good, and your glory. Come to his rescue. Open the floodgates of heaven, releasing everything he is in need of, and more. Abundantly, above what he could ask or think. And we give you praise ahead of time, Amen.
Hang in there brother..your blessings are on the way. I will stand with you till they do, shout me anytime, for prayer, or updates, or just to chat. Here are some more links where you can post prayer requests.
wjcr.org
godswork.org
dailyguidepost.org
Infopro and Elainee……and Polaris… A great big God Bless you, on behalf of this man !!!!!! Thank God for kind and loving and gentle hearts.
If you show yourself merciful, you will receive mercy !!!!
and you have…..
Steve, here is a site that might be of help:
Hang in there, God will….. make a way !!!!!!
(((hugs)))
I have been in the position of desperation, both personally and professionally, and I can tell you first-hand, trying to collect on life insurance is NOT the way to go…. and from what I know of insurance- your family could possibly have their lives ripped to shreds if you chose to do that, and then not be able to collect a dime since it was self inflicted. My personal opinion, for what it’s worth, is for you to lobby with your city to show them the heardships you’ve been forced to endure for their growth- if that falls on deaf ears, move to your state- if that fails, then get creative with advertising and catch the attention of your fellow citizens…. if you allow yourself to lay down and die- evil wins - and Nothing good can come out of it, especially for your loved ones. No matter what you choose, remember: God will only put on you what he knows you can handle- he will bring you through this, keep him close in your heart and pray to him often.
Ok, I have watched now some replies, and all offer hope, now I am as said professional in this, in fact a lot more so then you might see here, and who you are dealing with I can assure you are now in good hands.
This can all be done even with many assets, if you have lots of assets, let me know so I can guide you to keep them and get rid of debts, if you bring emotion into this business you will feel guilty, if that is so and you have assets, sell them all and start over again, health, happiness, and family is all that matter not cash, money……….
Now let me get down to business.
1, your debts do not matter they are just debts.
2. You are in the USA, now loaned will only dig you deeper, and you will lose a lot more.
3. So how do you solve this issue, 1st stop the worry, debts are stupid ok, no one is going to get you, most 99% of collection stuff is just scare tactics, so if you actually do not respond, some will just go away.
4. But I do not want you to do that or get upset, I want you to get all your debts, and I mean all of them, and ad them up, then I want you to go and for business file chapter 11 bankruptcy, or 7 personally.
This will get rid of 95% of your debts.
5. Then you will be debt free to continue your business.
6. Stop thinking but I want to pay them, stop that this is business, they will get you if they can, so you have to think of survive, family and you, not negative stuff like you are.
But ok you are now saying, what about my credit, see I know what you are thinking, so keep listening…Credit will be worse if you do not pay them, credit will be bad, if you do, credit will be bad if you file 11 or 7,through your lawyer.
If will stay bad if you pay them off over 20 years…
If you file , you will have no debts, and you can stay healthy, continue business, be a happy family, and laugh and cry…Ok now your credit again…You keep back two credit cards, you file as I say, you then obtain all your credit reports, and you cannot have duplicate items on there, such as 11 or 7 and all the debts listed too, so you can have everything removed except the 7 0or 11, now you just have 7 or 11 and no debts on there, you pay your cards the two you keep on time, you will have good credit again in I year to 3 years, if you build this credit after 11 or 7, you will have rebuild your credit, and also in 5 more years the 7 or 11 will drop off……and you will be fully ok……but really ok as soon as you take action…You will have better credit, no debts, more money, happier family, and no issues..Now go about your life happy and stay clear of debt….
This is how in business you solve this issue………….Now do me a favour, love your wife and family, never have an affair, and be happy and content, you got through it.. I am doing this for you…And for girl power………..Love. Peace, God Bless you all.
Here is a joke too to make you smile: two drunks wanted to get home after a good night out, one said how do we get home, there are no taxis, one said to the other, we will steal a number 7 bus, it takes us all the way home, they got to the bus station, and they saw there is only a number 11 Bus, so one drunk said to the other, there is no number 7, only an 11, so one of them said, that is ok, steal that one and we will walk home from the roundabout…lol,lol,lol
Be thankful- Remember this is only business, emotions are not part of business, just solving problems………..
Hugs
Elaine
Elainee wrote:
Ok, I have watched now some replies, and all offer hope, now I am as said professional in this, in fact a lot more so then you might see here, and who you are dealing with I can assure you are now in good hands.
This can all be done even with many assets, if you have lots of assets, let me know so I can guide you to keep them and get rid of debts, if you bring emotion into this business you will feel guilty, if that is so and you have assets, sell them all and start over again, health, happiness, and family is all that matter not cash, money……….
Now let me get down to business.1, your debts do not matter they are just debts.
2. You are in the USA, now loaned will only dig you deeper, and you will lose a lot more.
3. So how do you solve this issue, 1st stop the worry, debts are stupid ok, no one is going to get you, most 99% of collection stuff is just scare tactics, so if you actually do not respond, some will just go away.4. But I do not want you to do that or get upset, I want you to get all your debts, and I mean all of them, and ad them up, then I want you to go and for business file chapter 11 bankruptcy, or 7 personally.
This will get rid of 95% of your debts.
5. Then you will be debt free to continue your business.
6. Stop thinking but I want to pay them, stop that this is business, they will get you if they can, so you have to think of survive, family and you, not negative stuff like you are.
But ok you are now saying, what about my credit, see I know what you are thinking, so keep listening…Credit will be worse if you do not pay them, credit will be bad, if you do, credit will be bad if you file 11 or 7,through your lawyer.
If will stay bad if you pay them off over 20 years…
If you file , you will have no debts, and you can stay healthy, continue business, be a happy family, and laugh and cry…Ok now your credit again…You keep back two credit cards, you file as I say, you then obtain all your credit reports, and you cannot have duplicate items on there, such as 11 or 7 and all the debts listed too, so you can have everything removed except the 7 0or 11, now you just have 7 or 11 and no debts on there, you pay your cards the two you keep on time, you will have good credit again in I year to 3 years, if you build this credit after 11 or 7, you will have rebuild your credit, and also in 5 more years the 7 or 11 will drop off……and you will be fully ok……but really ok as soon as you take action…You will have better credit, no debts, more money, happier family, and no issues..Now go about your life happy and stay clear of debt….
This is how in business you solve this issue………….Now do me a favour, love your wife and family, never have an affair, and be happy and content, you got through it.. I am doing this for you…And for girl power………..Love. Peace, God Bless you all.Here is a joke too to make you smile: two drunks wanted to get home after a good night out, one said how do we get home, there are no taxis, one said to the other, we will steal a number 7 bus, it takes us all the way home, they got to the bus station, and they saw there is only a number 11 Bus, so one drunk said to the other, there is no number 7, only an 11, so one of them said, that is ok, steal that one and we will walk home from the roundabout…lol,lol,lol
Be thankful- Remember this is only business, emotions are not part of business, just solving problems………..Hugs
Elaine
You Rock Elaine !!!!! Yah… for girl power… and God power…. Yah….
Three cheers !!!!!!
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