school help: I have a lot of bad credit and need a loan to approve me to get myself out of what I’m in. - Help.com

ninja_nai
offline Verified (7 months, 1 week) Visit ninja_nai's shoutbox
Clearwater, FL, US

I have a lot of bad credit and need a loan to approve me to get myself out of what I’m in.

I have no one to co-sign, am very much on my own. I’m hoping to pay off all my debt so that all I’d have is the loan to pay off and so I can finish school. All the companies I’ve talked to won’t give me the time of day.Can anyone help?

This open post was written 7 months, 1 week ago | V/U/S: 311, 15, 6 | Edit Post | Leave a reply | Report Post

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PomPom offline Verified User (7 months, 2 weeks) Long Term User Shouts: 24 #
GB | 7 months, 1 week ago (10 minutes after post)

do you have credit advice companies in america?

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PomPom offline Verified User (7 months, 2 weeks) Long Term User Shouts: 24 #
GB | 7 months, 1 week ago (10 minutes after post)

and btw, getting a loan to get out of debt is definately the worst thing you can do as anon said

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ninja_nai offline Verified User (7 months, 1 week) Long Term User Shouts: 0 #
Clearwater, FL, US | 7 months, 1 week ago (12 minutes after post)

well, its not to pay off any loans that i currently have, except for student tuition and the like, i have to transfer schools and would like to absolve unsettled finanicla issues i have here instead of doing them from out of state

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PomPom offline Verified User (7 months, 2 weeks) Long Term User Shouts: 24 #
GB | 7 months, 1 week ago (13 minutes after post)

http://help.com/post/126648-i-am-in-d… and yeah you should come to some kind of agreement with creditors to pay back what you can afford rather than getting out another loan if you can

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ninja_nai offline Verified User (7 months, 1 week) Long Term User Shouts: 0 #
Clearwater, FL, US | 7 months, 1 week ago (15 minutes after post)

i wish it was creditors i was dealing with, it’d be easier…. :(

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ninja_nai offline Verified User (7 months, 1 week) Long Term User Shouts: 0 #
Clearwater, FL, US | 7 months, 1 week ago (45 minutes after post)

but yeah, i know that a loan to kill a loan isnt the way to go, im not that naive, but if i can get all my bills put into one bill, life would be much easier

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PomPom offline Verified User (7 months, 2 weeks) Long Term User Shouts: 24 #
GB | 7 months, 1 week ago (58 minutes after post)

oh ok, I just assumed that your bad credit was coz of stuff that has/is happening with regards to credit, in that case, good luck getting someone to put their name on a loan for ya

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ninja_nai offline Verified User (7 months, 1 week) Long Term User Shouts: 0 #
Clearwater, FL, US | 7 months, 1 week ago (1 hour after post)

true that, i found someone at one piont, but for some reason that neither yself nor my friend can fathom…they turned me down, :( and his credit is ecxellent, we think it was an entrance error on their end, but *tear* who knows

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PomPom offline Verified User (7 months, 2 weeks) Long Term User Shouts: 24 #
GB | 7 months, 1 week ago (1 hour, 2 minutes after post)

get your friends equifax or experian file, or whatever credit file companies you have in the country you are in, then you can see if there are any mistakes on file

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ninja_nai offline Verified User (7 months, 1 week) Long Term User Shouts: 0 #
Clearwater, FL, US | 7 months, 1 week ago (1 hour, 3 minutes after post)

thats what we thought, but his is infallible so i imagine they entered something wrong, cuz when they sent me a confirmation e mail, they misspalled my name, so i imagine thats it. i was hoping to try and take care of this before i move up north, :(

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neku offline Verified User (2 years) Long Term User Shouts: 2 #
An Undisclosed Location | 7 months, 1 week ago (8 hours, 56 minutes after post)

If you plan to pay back the money , you can ask for a loan at your credit union or Prosper. People may help you. More information at http://www.acreditlibrary.com/prosper… and http://luccu.org

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