You had no idea this was coming? Was their any court precedings related to this case?
If there was a court preceding, then it happened without me. I got nothing in the mail (after the money was pulled, I got a letter from my bank about the order) nor a phone call. But I don’t think they have my number.
How did they get your bank account number?
Who did you owe money to?
I have no idea how that got my bank account number, especially since I recently had it change because I lost my debit card. And I have been behind on my car payments.
Is your car loan with the same bank?
Nope. I bank with Bank Of America. My car loan if from Ford Credit
That does not sound legal. You need to contact your bank to see who had the authority to make that happen. Are you sure that it was not an act of fraud?
I understand how you feel. My $1100 income tax return was taken to pay off my student loan. I needed the money badly because I am about to move across the country. I got a notice in the mail it might happen, but I thought their would have to be some kind of court documentation to make it happen. The difference is I owed the money to the government.
The letter I received from B of A says “We received a Notice of Levy on March 17, 2008 for $1,553.28 which required us by law to debit you: Account Type (Checking)”….yadda, yadda, yadda. And it say to contact the Los Angeles Sheriff if I have any questions.
I thought only the government could take money from your account
Did you contact the L.A. Sheriff? Is so, what did they say? Was your car repod?
I have not called the Sheriff because I imagined the conversation being something along the line of “You owe Ford Credit $1553.28.” And me saying “Well you took all the money I had.”
My car has not been taken. I have move since buying the car. I gave them my new address, but every time I spoke to them they always had my old address on file instead of the updated one. So I stop telling them I moved.
You should still call. You need to know how legally they were able to take your money. Back in September I had someone still $2000 out of my bank account. They somehow made a debit card that looked just like mine and used it to buy a diamond ring. I contacted the police and they found the person. It is important you know your rights as a consumer! I am sorry that happened to you. I know how you feel! Do you have family or friends who can help you out?
The letter from B Of A said it was a court order. So I assume it must be legal. B Of A in not going to just let anyone have assess to their customer’s accounts. Then they are liable. And if I had people to turn to then I would not be posting here on help.com.
I assumed it was legit, but you need to know what steps were taking to make it happen. I am so sorry to hear that. I myself have had some major finacial difficulties this year, but I have a sister who is very generous. You need to contact your bank to see how you can stop any more money from being pulled out. Also, can you contact your employer about getting paid by another means? There has to be something you can do. They can’t just keep taking your money!
Its great when you have help. Thank god for those who are generous. I did speak to my bank and they told me there was nothing they could do. I just have to call the sheriff. As for in the future, I have to get my paychecks cashed instead of debited to my account. But I am screwed because I have no money to pay my bills that are due in a week. I am trying to pick up small domestic work. But thus far, nothing has come through.
Sounds like you were served with courtpapers at your previous address—the car dealership didn’t update your info, so you missed the court hearing and you were found guilty because there was no one to contest the charges.
You should call the sheriffs and see if they will be coming for your car. Generally they’d repo it before they started court proceedings. Also you might have to change the address on your license—as it doesn’t correspond with your current address.
Maximina
Doveplus