Year help: A few months ago my husband lost his job of 10 years. - Help.com

Both of you need to get out and find work. Go and get some temp work for now untill you can find full time employment. Hope this helps :-)

Payday loans are predatory lending and you cannot get ahead or even break even with the interest rates you are charged. Two things: see a bankruptcy attorney, and consider filing in small claims court for money owed to you by your shiftless cousin. Go to your church or another church and ask the pastor to point you toward some work; also, the priests in Episcopal churches have a “discretionary fund” for helping people in trouble. Go to a fast-food restaurant and tell them you need work and will work like a Trojan if they will hire you. Apply at Wal-Mart, K-Mart, Sears, and all kinds of other places. You MAY have to declare bankruptcy–but it’s more of a stigma on our society than upon you. We don’t have the “safety nets” that other countries do. Your husband probably didn’t qualify for unemployment–but have him check it out. Only 38 percent of the unemployed are eligible for unemployment compensation. Most important: do NOT berate each other or blame each other. You WILL get through this. We must change our laws and the way we take care of our citizens in this country–all of our people deserve better than this.

By the way, if your husband is not too old, he could join the Army Reserve or National Guard and would get paid for attending basic and advanced training, plus a nice check every month for attending a “drill,” or “battle assembly” as they now call it. There are also educational benefits. Heck, perhaps you could also enlist! No, I’m not kidding because I’ve done this myself. My monthly “drill” checks paid for my car payment and gasoline. Yes, someone who joins could be sent to Iraq or Afghanistan–although you can bet your boots that a Democrat will be elected President and will eventually extricate us from that conflict. Generally, you can join the Guard or Reserve up to age 38 or so without a waiver. Really, I’m not kidding! The Guard and Reserve is HIRING right this minute! Ditto for the active military. Do me one favor–don’t dismiss this idea out of hand. Talk about it. I know–I did this kind of thing for 29 years. By the way, tell your husband he needs to get a good letter of reference from his former employer, and be ready to present it during an interview with any potential employers. He should have three letters of reference for most job applications. I also want you to know that I am very sorry that you are going through this period of difficulty. I’ve had friends to recently lose their homes, and it’s all very heartrending. I’ve went through a time of it myself. You must, however, never give up or lose faith in yourself or in God. Lastly, your husband felt defined by his job, and right now he is a very miserable person–regardless of how he looks or talks. He really needs to feel loved and appreciated right now. Job losses are killers of our egos. How you respond to him right now will determine how strong–or weak–your marriage will be in the future. You’ve already taken a brave and courageous step by asking for help, and you are to be commended for it.

Why not search for a government grants and loans.

Also, try your city welfare. I know that is a bad word but sometimes you have to do what you have to do. There are also government places you can apply for help. Food stamps, temporary financial assistance and medical assistance if you need it. My husband lost his job almost 2 years ago that he had with the city for 13 years. He was in a couple of fender benders with the city trucks and after the first accident they made up a contract and said if he was in another accident within 3 years, he was terminated. That depressed him and then his medical problems got a lot worse and the dr’s have no ide what is wrong with him. He filed for disability over a year ago and has not received anything yet. He was very depressed and the depression medicine did not help at all. He was bear to live with and then recently me that has never had anything wrong with me, went into the hospital for 6 days with pancreatitis. This man who couldn’t get off the couch if a bomb hit, got off real quick. You just have to learn to help a little but don’t enable him.