happiness help: We are having big financial trouble.can’t seem to find a way out. - Help.com

We are having big financial trouble.can’t seem to find a way out.

looking for any kind of advice at all. we suffered the loss of two children and have three more to keep safe and happy. desperately need some advice.
About to loose home.bankrupt(pernding), and disabled. mortgage is 20yr term @ 6 1/4% need help to stretch the term and i’ll increase interest , or find a way to get a partial claim. mortgage is fha insured.
If anyone out there has any thoughts please feel free to advise us on any options.

This open post was written 2 months, 2 weeks ago | V/U/S: 144, 5, 5 | Edit Post | Leave a reply | Report Post

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Since writing this post lrcook88 may have helped people, but has not within the last 4 days. lrcook88 is a verified member, has been around for 2 months, 2 weeks and has 1 posts and 0 replies to their name.

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happiness, disability, bankruptcy, Interest, finance, mortgage, keeping my home and family, grieving loss of children (How Tags Affect Reciprocity)

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mayberry48 offline Verified User (3 months, 2 weeks) Long Term User Shouts: 4 #
An Unknown Location | 2 months, 2 weeks ago (12 minutes after post)

1-888-995-4673- Foreclosure prevention and couneling advice- Thanks to US Representive Kendrick Meek

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Help me with: Yes it is me again.
homesimp offline Verified User (2 months, 2 weeks) Shouts: 0 #
An Unknown Location | 2 months, 2 weeks ago (13 minutes after post)

You can do a few things:

Call HUD and ask for help.
Call your local Congressman or Senator.
Call your local Church (if this is something that you follow).

Did you try talking to family?

Call ALL of the companies that you have bills with and ask them for help. These people want their money and will most of the timego out of their way to make sure they get it(some of it) back. Start a list of who you owe and start calling ASAP. Let each of them know who you have spoken to, what you can afford to pay and when, etc.

Stop spending money on things you dont need. This might sound like a simple concept but this is how people get into these problems. I’ll give you an example - cancel your internet access - this is NOT a need.

Best advice is to be as honest as possible with those people involved and try to work things out.

Hope it works out for you.

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Anonymous #
2 months, 2 weeks ago (54 minutes after post)

mayberry48 wrote:
1-888-995-4673- Foreclosure prevention and couneling advice- Thanks to US Representive Kendrick Meek

Ahh…the HOPE number. They have a website also
http://www.995hope.org/

Hud has foreclosure prevention page to look at also
http://www.hud.gov/foreclosure/index.cfm

I would also have a huge yard sale…sell everything you don’t need. Be honest, if you only had your mattresses, bedding and essential kitchen items, you could survive. Your asking price for items must be in line with what people will buy. It does not matter how much you paid for it originally. A free ad can be placed on www.craigslist.org for your area.

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patkim52 invited 1 user to read this post 2 months, 1 week ago.

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