Money help: My name is samantha zhanel, i live in ennis texas. - Help.com

stressed out mother
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My name is samantha zhanel, i live in ennis texas.

i am marries to a wonderful man joseph and we have two little girls taylor 8 and leann 5. recently we got behind on our hosue payments due to my daughters illiness severe asthma. her medications cost around 500 a month. we would ahve never gotten behind had my husband not of been laid off. vurrently we are 6,128.00 behind on our house. we can barely afford to put food on the able. alot of time my husband and i go without eating just so the girls can eat. i am depressed all the time, and i just want it all to stop. i wan to be able to make my hosue payments and put food on the table for my children. please if there is anyone out there that knows of someone that could help me please email me at (email removed). i would be glad to show them my hosue statement and other bills. recently i was working 2 jobs just to make ends meet. school started and now my children need me. my husband woeks odd jobs to pay the bills but those are not always there.

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HelpBot offline Verified User (0 minutes) Shouts: 2 #
San Francisco, CA, US | 3 years, 1 month ago (0 minutes after post)

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ceecee_1 offline Unverified User #
An Unknown Location | 3 years, 1 month ago (15 minutes after post)

don’t give up have faith, you need to take a nice break 2day hotel or something and go back and be ready to work harder until your day come to chill out with no kids

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Galvatron The Cynica offline Verified User (3 years, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 1 month ago (45 minutes after post)

How will that help with her situation? She’s stressed out about money, not about being around the kids. All that will do is make her $6,128.00 + cost of vacation behind on the rent.

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C.M.Theisen offline Verified User (3 years, 4 months) Long Term User Shouts: 2 #
Providence, RI, US | 3 years, 1 month ago (1 day after post)

I have a couple of suggestions for you. One is to go to a reputable credit counselor. They don’t have to cost very much and they can help you get some relief from your creditirs and maybe keep your house from being foreclosed on (although I’m not familiar with Texas laws). I wrote a post about how to choose a reputable agency here.
http://help.com/post/7360/credit-coun…

Another thing about earning more money. If the local employment situation is bad, maybe you or your husband should use the internet to earn more money? We just had a woman ask about ways to make money online. Check out the replies we gave her so far. If you have internet access at home, it might give you ideas:
http://help.com/post/16262/how-do-i-g…

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C.M.Theisen offline Verified User (3 years, 4 months) Long Term User Shouts: 2 #
Providence, RI, US | 3 years, 1 month ago (1 day after post)

Is Ennis in Ellis County? There are some government agencies that might be able to help your family. You pay taxes for a reason after all…

If your family income is really low you could qualify for food stamps or even temporary assistance.
http://www.hhsc.state.tx.us/programs/…

This refereal website can point you in the direction of other agencies:
https://www.211texas.org/211/

Maybe you should look into getting help from food banks? You’re exactly the kind of family these organizations try to help. Call and ask what they can do for families.

Helping Hands Of Ennis
604 N.E Main
Ennis, TX 75119
972-875-0218

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michelle_king_im offline Unverified User #
An Unknown Location | 3 years, 1 month ago (3 days, 1 hour after post)

Have you considered doing a HELOC (home equity line of credit) loan, that way you could get some cash to pay bills? it will give you another payment, but it will wrap up the rest of your bills into one payment and with one intrest rate?

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simple offline Verified User (3 years, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 1 month ago (1 week after post)

Thanks for the advice on asthma, my family and I too are in finacial difficulty, I cry alot but keep faith that as bad as it can get my family will remain and that is more important than anything. My husband and I lost a 4 year old daughter years ago and now know that our 12 and 9 year old children are more important than anything. Money cant buy happiness but it is hard to be happy without it but children are happy with love and attention.

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