Money help: I need money to grow my busines,but do to my bad credit rating, - Help.com

i am not sure how to help you on this post. try getting a co signer, but always make sure that you are going to be able to pay it back when you say. that is all the help that i know to give you.

Loans without credit checks? That doesn’t really happen unless you work with loan sharks or credit card companies who cover risk of default by charging high interest rates. How much money are you trying to get? And what kind of business are you running?

I don’t know of any legitimate lender that will let you borrow money without a credit check. Afterall, that is their only way of assessing the risk.

How bad is your credit, and how much are you trying to borrow? Hard to give you advice without the basic information.

Try joining Prosper dot com… they will make you register, to join and run a credit check on you but if you word your loan request they have lenders who will take a chance on you and loan you the money… make sure all your info is available to the lenders so they know all about your credit history and how you will repay them on time every month… if you want better success at getting funded join the ” Hard Money ” group. They have been getting loans funded right and left.. I am also like you and have no credit established almost as bad as bad credit and I am getting my loan proposal down so I can post a loan… have patience you might need to post more than once… the leader of the Hard Money group is really good at helping people… Good Luck… don’t waste your time with some other companies that advertise here they’ll ask for advance loan fees or collateral fees of 500-1000 dollars and you may never get a loan from them…

Prosper works, but usually for people with good credit. Even people with bad credit have had success there, but if you have multiple derogatory items or public records, you’ll have a hard time getting bids on your loan.

In any case, try them out. You’ll have a better shot there than at any other lender.

Website: www.prosper.com

You’re probably right Steve7.. I’ve just been approved for the right to borrow and am getting my business plan all worked out… I only know that several people in my group are High Risk but that doesn’t say what their credit reports say and I am assuming that only the lenders know that about the proposed borrowers but you’re right they are better than most any other place you’ll find on the web… by the way I applied to the company that advertised for the SAFE loan on here and I swear it was just like all the rest word for word… and need a 500 dollar collateral fee upfront and Western union it asap… I compared it to the other offers I had gotten and just the name on the heading was different… makes me wonder if there isn’t a ring of them just using different e-mail addresses… needless to say I don’t think it is a very ” Safe ” loan…

There are two things everyone should remember before applying for a loan:

1. No one can guarantee you a loan. All loans are conditional; meaning there will always be requirements.

2. No legitimate lender will charge you up-front for a loan. Most loans do come with a fee of some short, but a lender will not ask you for money up-front.

Don’t get ripped off! There are thousands of crooks on the internet. If you’d like more information or advice, please visit my personal website: www.creditservicer.com

Excuse the typo on my last post. “Short” should be “sort”.