Money help: Hello, I am a widowed mother and have had much difficulty paying my bills because I was left with all the credit card bills etc.. - Help.com

I think your daughter needs to know what is going on - she can pay her own college a lot of kids do. The main thing is saving your house and since your daughter is leaving that means you can take in another room-mate. Just renegotiate with your lenders and unfortunately you will probably have to take on a weekend job to knock this debt down.

Since you have been widowed the credit card companies will freeze the interest on your debt and arrange for a minimum payment until you are in a better position financially. they cant do this unless you approach them.

You need to prioritise your debts and make sure the house stays safe, even if it means that you and your daughter have to share a room you need that house to start pying for itself - Good luck - Mas

Debt consolidation can be very temptimg but is full of pitfalls. Have you actually consulted one of the government run debt counsellors? I can look up some for you if you tell me your state.

This is all about you gettihg back control and keeping pushing until the repayments are manageable. I know that is probbly the last thing you feel like doing right now but if you seize the opportunity and get some expert (free) advice you will be able to make a plan and work around this time. It wont be forever and you have already did the best thing you are adressing it - not sticking your head in the sand. - Mas

Sorry about the typos

Hello sorry about the delay - laptop giving me problems - you still here as I did find a place just got to go back and find it again - sorry Mas

Work part time. You can apply for freelance writing, bookkeeping, software, transcription, online tuition or customer service work at home jobs. These companies do not require any fee and pay well . List of companies(with websites) offering genuine work at home jobs is available at http://www.pcworkathome.net . Many of these companies have been in business for several years

You can also try your luck at online charities like Digital Charity, people may send donations if your story is convincing enough. More information at http://www.laodn.org/

I’m just working my way through them - but the time difference means I’ll never know if they are any good lol - never mind we can just keep trying - never harmed anyone - Mas

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I’ll just keep posting but if there is anything else you havent looked into please just ask me to help you look it up - I’ve got my fingers crossed for you - you deserve a break - Mas

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Me again

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Just wondering how you are getting on? - Regards Mas