card help: I’m in Credit card debts of over 50,000 dollars with only - Help.com

I’m in Credit card debts of over 50,000 dollars with only one income.I’ve done everthing I could think off and still I’am stuck with them.

Were can I get some free money to pay them of, without having to pay it off or ending in a mental hospital.

This open post was written 3 years, 1 month ago | V/U/S: 1,087, 13, 1 | Edit Post | Leave a reply | Report Post


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Since writing this post live4him7 may have helped people, but has not within the last 4 days. live4him7 is not a verified member, has been around for 3 years, 1 month and has 1 posts and 4 replies to their name.

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JustMe offline Verified User (3 years, 1 month) Long Term User Shouts: 22 #
An Unknown Location | 3 years, 1 month ago (1 minute after post)

You can’t. File for bankrupt. Or go through a credit counselor. I bet a lot of that is interest.

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Galvatron The Cynica offline Verified User (3 years, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 1 month ago (2 minutes after post)

Yeah file for bankruptcy.

If you’re 50k in debt maybe you shouldn’t be allowed to have any money that doesn’t have dead presidents on it.

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live4him7 offline Unverified User #
An Unknown Location | 3 years, 1 month ago (7 minutes after post)

I’ve Applied for bankrupt but, I only could qualified for chapter 13 which I still have to pay in five years which still I can’t do.

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JustMe offline Verified User (3 years, 1 month) Long Term User Shouts: 22 #
An Unknown Location | 3 years, 1 month ago (8 minutes after post)

that will at least buy you some time.

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Jeff offline Verified User (4 years) Long Term User Shouts: 4 #
Gamla Stan, 26, SE | 3 years, 1 month ago (9 minutes after post)

Backruptcy? No way! I have well over 70k in debt and, while I’m not being reemed by CC interest rates, it’s still a lot.

You need to see some credit counseling agencies — most are even free — they can get you back on track, consolidate that and any other debt, and get payments etc moving.

There is NO SUCH THING AS FREE MONEY.

You’re going to have to make a very serious, and very stern commitment to fixing this. Additionally, you are going to need to stop whatever it is that got you into that much debt. Be it gambling, drinking, obsessed with shoes, whatever.

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Galvatron The Cynica offline Verified User (3 years, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 1 month ago (17 minutes after post)

Yeah dude 50k in debt is not some “needed to get the brakes on the truck fixed so I bounced a check” kind of debt. Somewhere you made a series of really bad money choices. In my opinion I wouldn’t touch anything other than debit card and cash for a really long time were I you.

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live4him7 offline Unverified User #
An Unknown Location | 3 years, 1 month ago (17 minutes after post)

I was thinking more of missionary help? Because I have a hungry family and I’am always going to pantry for food. So if anyone with a compassional heart please help me out

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Galvatron The Cynica offline Verified User (3 years, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 1 month ago (21 minutes after post)

What like financial help from the church or food donations?

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live4him7 offline Unverified User #
An Unknown Location | 3 years, 1 month ago (23 minutes after post)

Financial help from church but, the response that I always get is that they have NO, funding at the moment.

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Galvatron The Cynica offline Verified User (3 years, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 1 month ago (28 minutes after post)

You shouldn’t look for someone else to solve your financial problems. Consolidate your debt into one monthly payment and work from there. If I may ask how did you get into debt like that?

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live4him7 offline Unverified User #
An Unknown Location | 3 years, 1 month ago (31 minutes after post)

I had to quit my job because I got sick and had to go thru treatment.

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Galvatron The Cynica offline Verified User (3 years, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 1 month ago (41 minutes after post)

Did you have insurance? Medical leave plan?

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lammy_cut offline Unverified User #
An Unknown Location | 3 years, 1 month ago (15 hours, 39 minutes after post)

hey! you know you really do need help… but not from anyone around you nor the people reading your post problem. You got to help yourself. You got to reflect where you’ve spent such huge amount of money and try to control your way of handling money.. (problem didn’t post quite clearly, what did you do? like shopping? gambling? etc)

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