friends help: This is a personal injury insurance question. - Help.com

This is a personal injury insurance question.

My friend’s teenaged daughter was one of four passengers in a car driven by her classmate when the driver lost control. It was a single vehicle accident and there were no serious injuries but my friend’s daughter’s injuries will cost over $10,000 US. Who should my friend call to get the medical bills paid? He doesn’t want to get the run-around from the driver’s insurance and attorneys typically take 1/3 off the settlement. No one is out to make any money off of this; just get the bills paid. Please don’t turn this into something ugly with your responses. I appreciate your sincere help.

I will be walking my dog so please forgive delayed responses to any questions you might have.

Thanks much!

This closed post was written 1 year, 3 months ago | V/U/S: 127, 5, 2 | Edit Post | Report Post


Reciprocity (0) Reciprocation Failure -- The poster has NOT helped anyone else yet!

Since writing this post melt may have helped people, but has not within the last 4 days. melt is a verified member, has been around for 1 year, 10 months and has 28 posts and 981 replies to their name.

Post Tags (10)

friends, DOG, automobile, Insurance, Medicine, Money, Attorney at law, vehicle, question, walking (How Tags Affect Reciprocity)

Replies (5)

Where were you?

Click and drag to move the map around. FAQ: How we place people on this map »
You can also watch events on Help.com as they happen
Mouse over the map for 2 seconds to see an expanded, interactive view

Anonymous #
1 year, 3 months ago (27 minutes after post)

Wouldn’t her own medical insurance cover the bills?

Quote this reply Report this reply to moderators
melt offline Verified User (1 year, 10 months) Long Term User Shouts: 3 #
An Undisclosed Location | 1 year, 3 months ago (1 hour, 15 minutes after post)

What if she didn’t have medical insurance?

The driver was found legally at fault (a police report was filed because the car flipped several times and everyone involved was under 18.) Auto insurance with a bodily harm clause is mandated in their state.

As I said, no one’s trying to get rich. My friend would rather go through her car insurance than his own HMO. He is a single father of two and his resources are limited. Using his own insurance will cost him numerous out of pocket expenses including deductables, copays, and possibly a percentage of the total (I don’t know how much his coverage includes. Nor do I know whether his premium will go up but it’s not unheard of.)

So my question is, in order to get her auto insurance policy to cover the medical bills, who does he contact? Her parents? The auto insurance company? An attorney? His own medical or auto insurance companies to represent him? He’s a really soft spoken guy and doesn’t want a legal mess or monetary profit but he doesn’t know what to do and asked me… I don’t know what to tell him.

Thanks for any positive suggestions anyone has.

Quote this reply Report this reply to moderators
Help me with: Please, I need some words of encouragement.

melt invited 4 users to read this post 1 year, 3 months ago.

Help me with: Please, I need some words of encouragement.
~Shie~ offline Verified User (2 years, 1 month) Long Term User Shouts: 11 #
Gloversville, NY, US | 1 year, 3 months ago (2 hours, 13 minutes after post)

melt wrote:
So my question is, in order to get her auto insurance policy to cover the medical bills, who does he contact?

he needs to contact that insurance company.. they have all the answers that you are looking for…

also… i would contact a representative through legal aid society… they have free attorneys for things of this sort..

Quote this reply Report this reply to moderators
Help me with: ~I need your help~

melt closed this post.

This post has been closed, no more replies. Thanks!

Invite Others to Help

Seeing as this post is closed, no invites are allowed.