marriage help: i am in so much debt right now its not funny. - Help.com

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I know how you feel because my wife had M.S. Have you checked with the National M.S. Society. They will know resources that you can contact for Help.

Hold on, why can’t you get food stamps and assistance? That does not make sense.

How much debt are you in?

Have you investigated the possibility of bankruptcy?

Do you have anything you can sell?

Do you have a spouse or significant other who can concentrate on investigating solutions to your money problems while you concentrate on your health?

My prayers are with you.

Have you applied for social secruity disablity.

I don’t understand why people are always afraid too call there creditors. Almost all creditors will work with you, or defer a payment if you don’t have the money. If you cant work with your creditors, go declare bankruptcy… think its embarrassing? Why would you want too risk loosing everything? Call a bankruptcy lawyer they do it for a living. If you don’t think its bad enough for bankruptcy they you can always call a credit counseling agency, either a for profit (they give you a loan too pay all of your creditors then you make one payment a month too them, usually this will end up costing you more in the long run) or a non profit (they negotiate your payments with the creditors, and charge you nothing).

The truth is now is not a good time for you too be worried about money. But if you deal with your money problems first it may make it easier too deal with MS. What state do you live in, most states have programs for low income medical assistance

when is the greatest country in world going to get universal health care.?
we have had it forever in Canada.we are only 30 million people.

Bankruptcy would protect you from loosing your house and your car. But the 3000 dollars debt your in do you mean credit card debt?

My first step if I was you would be too call the utility companies and tell them what has happened (don’t get too emotional). Hopefully they will be able to work with you and possibly get your utilities working again.

Next I would make a call too a non-profit credit counseling agency they will help you setup a budget. You can do research too find one online, there is a lot of good info.

for medical try reading http://www.dpw.state.pa.us/ServicesPr…

Depending on your income you may also qualify for the crisis program http://www.dpw.state.pa.us/ServicesPr…

Good luck and god bless

As soon as the medical companies don’t buy off all of our politicians…. so never :(

Heck they even bought Hilary Clinton who was one of there biggest rivals… Too bad when Bill was in the white house and Hillary tried too pass the universal health care act the US citizens bought the BS TV commercials and other crap they were told about how bad of an idea it was.

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