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This story has been given out to officials of Utah,
some Congress men, Fox news and other officials to get attention on a story of a fallen dream about the big and the griedy.
The good old boy sindrome and their black lists are real (as long as they belong to the same organization ) this is anywhere and it could cost your life and this is how. (This story is real, current and I hope with out a death before its over, that we will fined out in a few days)
The American dream I still belief in it and I belief in good over evil we have been fighting this battle for over a year and now I just want to get the story out . We are tired and our heath is giving in on the strain.
Dont believe in what the insurance tells you …..question them. I know its hard when you have just had an accident or you are in the aftermath of having your house on fire dont lean on them and dont believe in what they say they are ((NOT On YOUR SIDE)). YOU take control of your house, your home tell them to give you a day, get with local friends and family who you can trust if you are like us and not from the area then try to get outside your state for help unfortunaly the insurance probably already know this, so they will come down harder on you. Be whachful over your own insurance, question them on the replacement cost, even though we paid exstra cost on top of our regular monthly payments they still took 40 percent off of new items.
Please people listen you who are on the brink of starting a life or who are retiring and think its time to stop and take a rest getting a house and this includes rental property be careful ,……BE CAREFUL PROTECT YOURSELF AND MAKE SURE YOU ASK THE RIGHT QUESTION AND TAKE PICTURES OF THE ITEM INSURED. Get a cheap throw away camera walk around your home take pictures from top to bottom of each room, open up your jewelry box take pictures, walk through your garage and take pictures, walk out side of your home take pictures then develope them and place them in a safe place Let the insurance company know you have them, if they want a copy give them a copy but not the originals.
AMERICA protect your home and protect your family.
This is our story
Subject: We live in Layton Utah near Hill AFB which brought us here to Utah and this is my family’s story for the past year.
I heard an Insurance story on Fox news back in 2/1/2008 and I emailed our story to Friends @foxnews.com, never heard from them, at least it may me feel better.
Following is a copy of what I sent to FOX, this time I did take the time to spell check so at least it want be so hard to read I was very upset at the time and things have not gotten better but worse. Purchasing this home from my husband for are famyly was everything we saved for and he had left to give, my husband is disabled and this was his last chance to do something for our family, we have been in this home for 4 years this was it for us finally getting a home and to pass on to our children.
COPY of email to FOX
‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ ‐‐‐‐‐‐‐‐‐‐This morning you brought up a story about consumers Items like insurance.I will try to make it short, my husband as documented most of it. Our home Insurance is Nationwide / Allied (I didn’t even know who Allied was until the fire.) But from my point of view they are hired by the Insurance with the commercial name to rip people off. Our home is estimated around $380,000 thousand dollars worth not counting personal property and between our children who all are grown up and we all live in a 6 bedroom 4 full bath home horse property with all of our 20 some odd years of stuff not counting collectibles firearms (by the way the firearms are insured by themselves as a rider for extra money) some antiques and insured through the same company extra plus, we were told to go ahead and pay extra for Replacement cost so we would have property replaced for the price that we would have to purchase at the present day amount. At least this is how it was explained to us and what we paid extra for. With that said DON’T YOU BELIEVE IT!!! Seth McClure is representing Allied the rip of company hired by Nationwide to “NOT BE ON OUR SIDE” so if you have complaints it’s not Nationwide’s fault but Allied’s.Then to make it all worse, after the fire (which by the way was in the garage and hit the plastic and PVC pipes, paint etc) stuff used to run your home, turned into black stuff and the chemical reaction turned our home into a toxic waste. We have pictures of everything turned black with this toxic stuff all over. The Fire Chief after inspecting it said all the baby stuff would be condemned (for our grandson), food, anything taken in by your body don’t use and in our house that,.. is.. a lot.
Right after the fire this company Alpine representative Gerrod shows up and tells us Seth from Allied part of Nationwide, had called him and they were the restoration company. Seth shows up later and my Husband and I both were told not to worry and that is where the lies begin. If, we had only known sooner.
At least thank God my husband the next morning went in with a digital camera and took hundreds of pictures showing the smoke and water damage. If he hadn’t taken those pictures we would even have half are things back as is we still are missing the antique gun collection along with WWII Swords.Now Allied is saying its Alpine fault for not returning the items and even though (now REMEMBER! Seth is the one who called these people and they have worked with each other) these items are insured through Nationwide no one is claiming fault plus, we still haven’t been paid for our all of our personal property damage and loss.Allied is paying full payment to Alpine even though we still don’t have all of our personal property and repairs, fixing, cleaning and restoration has not been finished and everyoneexcept for us is getting money from our insurance Nationwide except for the homeowner, Its Crazy and it does get worse!!!
We are fighting tooth and nail for even the smallest thing and we are being ignored told its not there problem. This is not a joke but sadly it is real.We are telling people to go into your homes take a camera take pictures top to bottom all around your rooms label them per each room the location of each room in your home then take those pictures and place them in a fire safe or someplace safe.
There is more my husband could explain further cause there is more but this should be put out there as a warning!! people protect your home and family. We put good faith in to those friendly faces of our trusted insurance companies who tell us they are there to help then something tragic happens its like ambulance chasers they set the scene, then take and then are gone and no one takes the blame.
Return email END of FOX email‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ ‐‐‐‐‐‐‐Now with all that being said and a year later we still haven’t had all of our belongings returned, our home is still not complete, electrical problems, phone wire hanging out of the walls, pluming messed up. There was so much lying going on that it wasn’t till a few months ago that we were told by the city that our house was not fully inspected and our daughters portion a little apartment in the rear that was part of the fire, did not pass and was not supposed to be lived in. We were never told this by our Insurance rep or the restoration company. They let us move into an incomplete house with part of the electricity not working with exposed wires coming out of the wall and we now have ceiling fans and light falling out of the ceiling, the list goes on.Our Insurance company the restoration company and the house was never completed plus Wells Fargo who holds the mortgage failed the house because the electrical problems doesn’t all work the main power box keeps going off and on. It’s a mess, we now have a lawyer Mr. Remy trying to go through all that we have to prove and we have a 3 to 4 inch three ring binder with the story, pictures et c. and still things are dragging so slow come to fined out he may be part of the good old boy problem if so he has all of the proof that we have. The restoration company has frozen our main account that has our savings etc. because the insurance representative who is their friend signed off on the house as being completed and we argued, and we were totally ignored. We even showed Seth things items were not returned the house was not completed showed him the electrical problem but every time we brought it up we were told they would fix it. I keep wandering why there is not a lean on the other company???????? not just us they didnt complete a job and we get the lean what about them????Now here we are a year and 1 month or so later (Fire was August 4th2007) my husband had a physical break down stayed in the ICU for 4 days and another day in the medical floor back in July and now it’s my turn (I have been holding it all in) and I am looking at an internal bleeding can’t eat, my insides per the doctor are eating their way out. Stress may be the thing that will kill me. My husband is disabled and was hurt also in the fire so the stress on him is just has hard if not worse . We have our daughter, her fiancée who has Ashberger syndrome, our grandson who is 18 months old and our youngest son living in our home and it’s hard for my son to be in school and come home to all the pressure, (he is getting migrains) Now my daughter who works 12 hour shifts at the airport security is now having her own stresses related illnesses and fatigue. She is worried about us and she is getting scared. I guess so am I, but I am just so angry for people who thing covering up and lying is the way to get over and not taking any responsibility and probably hoping we would give up!I am not about to give up not while there is breath inside me, guess I can now say that I mayl die first and they may get there way.
I don’t know what anyone can do and how much longer this will be, but there needs to be better protection. We have insurance we pay insurance we paid extra on our insurance and we came out worse than the fire.Forgive the long story but sometimes it’s hard to explain a situation and keep it understandable.
I hope that what I have written is somewhat understandable.Thank you for taking the time,
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