school help: Daughter, Wife, Mother - Help.com

Ok.

Time to call in the troops.

First, you need to get those kids to school. Call the principal and ask for his advice on that. Maybe other parents could do a rota and help pick up and drop off while you’re in this situation.

Next, get onto your local housing and benefits support offices. Make sure you are getting absolutely everything you can get.

Talk to your doctor. You are under severe stress and need his help. He may have access to other support networks.

Try other church groups.

Sell stuff you don’t need, cut right back on non-essentials. Save every dollar you can. Get the whole family involved. Pay whatever you can afford towards your rent - you have to keep that roof over your head at all costs. If you think you may get evicted, make plans NOW for where you could go. If your landlord is reasonable, suggest helping him out with maintenance etc. to offset some of his costs until you can get back on your feet. Emphasise that it won’t be long before the pay is coming in. As soon as it does, put as much as possible to the rent.

Suggest to your husband that he approach his employer for an advance on his salary which he could pay back later. Look out for a second job if you have to… maybe he could do some gardening weekends or help out at a store? It’s going to be tough and you may have to be inventive.

Phone your electricity company. Explain what’s happening. Ask them what payment plans they can offer you. Meanwhile, cut right back on energy costs in whatever ways you can. Have only one light per room and make sure its OFF when no-one is there. Switch off all your standbys, cook with your microwave and not your electric oven. Every cent counts.

Don’t be afraid to ask for help from friends and parents of your children’s friends. Offer to babysit, help with chores, look after pets… set up a “help swap”.

You can’t tackle all of this yourself. Let hubby read this and work out a plan together of who is going to try what.

Things won’t be perfect by the time your next bundle of joy is born, but they might just be a little more hopeful.

Above all, you must look after yourself. I think it’s important that your health workers see just how much stress you are under and that you get their help too. Make a special appointment to talk things through.

I hope you find some help with this. Here’s something else you could investigate.

http://www.modestneeds.org/

Mums your a gem :-)

Oh and Im not the poster by the way, just saying ;-)

go to the bank tell them that you have to postpone your payments for at least another 3month .they did to and asked the Government to bail them out .Now you do it to them . Secondly like mums the word said go to the school principal talk to him about someone close to you can take the kids to school .Don’T panic there is solutions .Banks don’t want your House and you definitely can talk to them…

Banks definitely don’t want your house. Communicate with your creditors, as suggested above. You’ll make it through. Sorry about the loss of your mother. But you will see her again.