credit help: Is there any way to repair very poor credit? - Help.com

ssmith_73
offline Verified (3 years, 7 months) Visit ssmith_73's shoutbox
Raleigh, NC, US

Is there any way to repair very poor credit?

?

My credit score is VERRRY low. I really want to buy a home but I feel really discouraged. I am getting conflicting information on whether or not to pay off old debts. My main objective is to buy a home and have good financial health. My timetable is to have a 580 score in 6 months. That is about a 100 point jump!! Are my goals unrealistic?? Am I just kidding myself??

 

This open post was written 3 years, 7 months ago | V/U/S: 253, 5, 3 | Edit Post | Leave a reply | Report Post


Reciprocity (0) Reciprocation Failure -- The poster has NOT helped anyone else yet!

Since writing this post ssmith_73 may have helped people, but has not within the last 4 days. ssmith_73 is a verified member, has been around for 3 years, 7 months and has 1 posts and 0 replies to their name.

Post Tags (4)

Replies (5)

Where were you?

Click and drag to move the map around. FAQ: How we place people on this map »
You can also watch events on Help.com as they happen
Mouse over the map for 2 seconds to see an expanded, interactive view

C.M.Theisen offline Verified User (3 years, 4 months) Long Term User Shouts: 2 #
Providence, RI, US | 3 years, 7 months ago (14 hours, 24 minutes after post)

I took the liberty of passing on your question to some blog sites that cover issues relating to credit reports and credit scores. Check back and visit the following sites occassionally and see if they answer your question.

http://www.helpyourmoney.com/19/how-t…
http://express-credit-repair.blogspot…
http://allthingsfinancialblog.com/200…

Plus, these two articles cover some good information about how to repair your credit.
http://www.bankrate.com/dls/news/debt…
http://frugalpage.com/2006/04/10/real…

Quote this reply Report this reply to moderators
prompt_paye offline Verified User (3 years, 4 months) Long Term User Shouts: 1 #
An Unknown Location | 3 years, 4 months ago (3 months after post)

Of course you can do something to improve your creditworthiness! There’s a lot of information that could address your problem but here’s one article that I find very helpful. Try reading the article on Adding Tradelines And Other Ways To Improve Your Credit Score

Quote this reply Report this reply to moderators
This reply has been removed.
officeworkz offline Verified User (1 year, 3 months) Long Term User Shouts: 0 #
An Unknown Location | 1 year, 3 months ago (2 years, 4 months after post)

Some people don’t think their credit score matters all that much. After all, they are still able to get approved for the credit they want. What they don’t realize though is that they are throwing tons of money down the drain in the form of interest. This is what you can do to have Higher Credit Score http://www.easy-creditcard.com/credit…

Quote this reply Report this reply to moderators
mj2835o offline Verified User (1 year, 3 months) Long Term User Shouts: 0 #
An Unknown Location | 1 year, 3 months ago (2 years, 4 months after post)

I found this site called freecreditfixletters.com and it has helped me repair my credit. Its a do it yourself credit repair system that allows you to choose from various letters. Its very user friendly and you get 3 free letters.

Quote this reply Report this reply to moderators

Invite Others to Help

A logged in and verified Help.com member has the ability to setup a Friends List and invite others to help with posts.