Year help: Financing a car w/ 580 credit score? - Help.com

Financing a car w/ 580 credit score?

So, I am only 19. I have no idea what my credit score started off as. but I currently have a 580. I only have 3 credit cards on my credit report and student loans.

The credit cards are in good standing and they are always paid on time. I have had one credit card for about 2 years now, another for 1.7 years, and the last for about 2 months.

My credit score is going up a little every month.

I have found this dealer who has a mustang convertible w/ only 35K miles on it selling for 13K

Is it possible for me to get financingg for this car?

Right now i only have maybe 1500 to put down, but in two or so months i will have about 5k-6k to put down.

Should I wait until I get a bigger down payment and my credit score goes and hope they still have the car or should I try now??

Pictures of the car:
http://i414.photobucket.com/albums/pp...
http://i414.photobucket.com/albums/pp...
http://i414.photobucket.com/albums/pp...
http://i414.photobucket.com/albums/pp...

This open post was written 1 year, 1 month ago | V/U/S: 445, 5, 2 | Edit Post | Leave a reply | Report Post


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Since writing this post ac19 may have helped people, but has not within the last 4 days. ac19 is a verified member, has been around for 1 year, 1 month and has 205 posts and 333 replies to their name.

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Replies (5)

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closed offline Verified User (1 year, 2 months) Long Term User Shouts: 53 #
An Undisclosed Location | 1 year, 1 month ago (2 minutes after post)

didn’t you post this earlier?

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ac19 offline Verified User (1 year, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 1 year, 1 month ago (6 minutes after post)

cailean wrote:
didn’t you post this earlier?

I did, but when I went back to look at the responses I was not able to find it. So I figured it would not hurt to post it again.

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closed offline Verified User (1 year, 2 months) Long Term User Shouts: 53 #
An Undisclosed Location | 1 year, 1 month ago (7 minutes after post)

ah ok

well, my response before was to go talk to you loans officer at the bank.

they can give you a better idea. I know if it was me, and I saw a car I dreamed of, I’d want it right away.

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ac19 offline Verified User (1 year, 1 month) Long Term User Shouts: 1 #
An Unknown Location | 1 year, 1 month ago (54 minutes after post)

cailean wrote:
ah ok

well, my response before was to go talk to you loans officer at the bank.

they can give you a better idea. I know if it was me, and I saw a car I dreamed of, I’d want it right away.

thanks

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