Money help: What do you do to save money? - Help.com

Don’t go shopping when you’re hungry.

Wait to buy new the clothes until the clothes you’re wearing can’t be classified as clothing anymore.

turn off lights when youre not using them, and try get a place that doesnt use electric heating, that will chew through money like no ones business. i.e put on more clothes instead of turning the heat on.
try biking, walking or busing places rather than driving.
and buy things in bulk, its expensive at the beginning but way cheaper int he long run.

Clip coupons. Make meals at home, don’t eat out.

Budget. It can be tedious but once you get yourself properly programmed you won’t need to continually keep records to save.

Put a certain amount every month into some kind of savings. For example, if you get $2000 a month, put 200 or whatever you decide into savings. Learn to live on what’s left and soon you won’t miss it. But at the end of the year, you have $2400 for emergencies or future use! It’s almost like getting paid an extra month, because you learned to live on a little less.

Learn to discern between wants and needs. Do you really need a TV? Or could you go find a sad friend to visit and cheer up to fill your time?! Do you really need new clothes to fit the fad or what you have will do for a while? Do you really need to eat out or could you go home and make yourself a sandwich? Just some suggestions.

Wait to buy stuff until you can pay cash for it. I’ve listened to John Commuta too much. I hate the credit industry and all the interest involved. With credit cards you can end up paying six times the original price! Waiting a little to save up the cash can save you piles!

Any way, every one above is stealing my ideas while I’m typing all this! :(

Hope this helps some! :)

jcd wrote:
Don’t go shopping when you’re hungry.

Yeah, that one is bad, you want to buy everything!

If you work, make packed lunches instead of buying from shops, you save loads doing that. Also, make a huge batch of soup from cheap ingredients like vegetables and freeze most of it so you can eat it instead of ready meals.

Also, yeah, budget. Boring but essential. Only take out the cash that you budget for food and socialising, and when you have no cash, that’s it.

I also put all my spare change into a big glass bottle. At the end of each month I count it all up and I put it towards my credit card repayments and it’s clearing it a lot quicker than not doing it. It stops you from spending the spare change on sweets, especially expensive vending machines as most only take coins.

If I want a new top of something, I eBay another item of clothing I don’t wear anymore in order to buy the item. It means you’ll always be using your clothes and you won’t have items sitting in there that still have the tags on.

Yeah, my partner’s Mum has a business card so she can shop in Costco. I got her to buy me washing powder. It’s a huge box that doesn’t fit in anywhere but I haven’t had to buy any since the start of the year.

EmilyRI wrote:

jcd wrote:
Clip coupons. Make meals at home, don’t eat out.

I’ve heard clipping coupons often gets you to buy things you don’t need. The thrill of saving money is good…if you actually like the product you’re buying!

I only clip coupons for stuff that I actually use. I throw the other ones away, or give them to someone who will use them.

Don’t go to town! lol

I live 50 minutes from town (includes a 20 minute ferry ride) so I hardly ever go (maybe once a month). Excellent way to keep from spending money! When I do go, just buying the necessities seems like spending so much I can’t bring myself to spend more!

No. I live in the “Wide open spaces” (Dixie Chicks, not that I really liked them, just the song) of the sparsely inhabitted north (Canada).

EmilyRI wrote:

blackeyed8 wrote:
If I want a new top of something, I eBay another item of clothing I don’t wear anymore in order to buy the item. It means you’ll always be using your clothes and you won’t have items sitting in there that still have the tags on.

That’s a great idea! I used to make earrings online and sell them on ebay. I’ve never sold clothing though…

Yeah, you’ll be surprised what people will buy. I’ve even sold used make up on eBay. My friend was going to through out some old shoes, but they were from the early 90s and sold for £38! Never through anything out.

“You might want to try posting some text with the next reply, cowboy.”

LOL

This is what help.com gave me after my last reply above!

Is admin messing with the site again today?

Do not used credit cards. Under now circumstances should you ever pay interest to anyone. Save for what you want to purchase, then pay cash for it.

EmilyRI wrote:

Dave #1 wrote:
“You might want to try posting some text with the next reply, cowboy.”

LOL

This is what help.com gave me after my last reply above!

Is admin messing with the site again today?

Haha I just tried to send an empty reply and I got that same message! How funny!

I had text in the one I sent though! lol

Could be, cowgirl. Just don’t let ‘em buck you off!

I actually worked as a cowboy for 4 years. It was fun and I would like to do more of it if I could make a better living at it!

Or, maybe I broke help.com when I said to pay cash for everything. lol

c-eek wrote:
Or, maybe I broke help.com when I said to pay cash for everything. lol

Yea, that’s really against the grain these days, eh? lol

Dave #1 wrote:

c-eek wrote:
Or, maybe I broke help.com when I said to pay cash for everything. lol

Yea, that’s really against the grain these days, eh? lol

True. Totally out of style.

I usually just work some extra overtime and stop eating out. That’s how I save up some money.

Yeah, no problem. Overtime is my friend lol :D

the joys of real life eh lol.

use christmas lights instead of the regular ceiling lights.
they use a lot less energy.