you dont need to cry but you need be taft and keep enjoy your life and try to be always happy,try to do something so you can forget your problem
Thank you for your reply and encouragement but I need to do something to solve the problem, not to forget. It is really serious. The money for food or for rent don’t come because of a smile on one’s face:(
I don’t know what to do else. If possible I’ll try to take one more loan from another bank.
Can you suggest me sth?:( Do you know any ways how to earn online or sth?
I decided to try to earn money by clicking adds online. I would earn more cents if I attract other people, so I am asking you to register http://www.neobux.com/?r=Systema and to view 4 advertisements a day. It is an easy deal. I would be very thankful if you help me.
alisa wrote:
Thank you for your reply and encouragement but I need to do something to solve the problem, not to forget. It is really serious. The money for food or for rent don’t come because of a smile on one’s face:(
I don’t know what to do else. If possible I’ll try to take one more loan from another bank.
Can you suggest me sth?:( Do you know any ways how to earn online or sth?
see that’s when you are wrong. If you keep worring yourself like that, the harder will be to solve it. If you are happy, then the answer comes faster, way faster. If you have a positive energy, the solution will show up by itself.
One trick I always use is to hear “Three Little Birds” by Bob Marley. The message says “don’t you worry, about a thing, cuz every little thing is gonna be alright”
do stuff you would normally do if you weren’t living thiS situation. Like doing something fun. see a movie, or do some sport or something cool
Thank you for advice. It’s nice that someone wants to comfort me…
Unfortunatelly,I don’t have time for movies or sports. I don’t have much free time because I am a student, I must attend lectures. I must study well in order to study for free and to reveice a small grant. When I am not at university, I prepare the homework and teach pupils. And I am usually tired…
I have no idea how else I could earn money. Recently I have tried to take a loan once more from another bank, but they refused to give because I don’t have official job and I don’t have a guarantor:(…
I remember a phrase from the movie “the crow”. It was said “It can’t rain all the time”. I hope this is true…
Anonymous
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12 months ago (2 weeks, 1 day after post)
Alisa, how come your boyfriend is in so much debt? Does he have a job too. I know you are trying your best to help him but he should be trying to help himself. I have a boyfriend who was in debt and I let him live rent free with me for 7 months but he went on holiday with a mate leaving me struggling financially so for me, that is the last time I help somebody out of debt because it was a slap in the face. I’m not saying - don’t help him or that he will do this to you but just be aware of what you are doing. Don’t ruin your financial situation for him… you can only do so much and you only have so much energy. I think if you do so much work and have no rewards at the end you will become very miserable. Take time out for yourself, don’t feel guilty, and encourage your boyfriend to be strong and to get some more work for himself otherwise the rain will carry on for a long time. If he has a job then maybe he can get a second job. I strongly believe you shouldn’t be the only person working hard and borrowing money. Work out a strict budget between you both (if you live together) and stick to it. This way you can cut your spending and if he is working more and you are resting more things could work out better.
He accidentally damaged some cars. Yes, he has a job in a security service. He works long hours.
Thank you for advice. It’s a pity that such thing happened with your boyfriend but my case is different.
I have some advice about how to get out of debt…. it is attached to this post.
Ok it was … i’ll have to find it now.
omg… tomorrow he is leaving his room because we don’t have money for rent. I feel like in nightmare. we don’t know what to do. I can’t take him home to me, my family wouldn’t accept that…:’( and it is the end of the semester I must concentrate on studies but now I care of them the least… I never dreamed I will face such a nightmare to watch the person you love the most suffering… we met 20 minutes ago, I saw he was very nervious and I am very afraid :’(
on Tuesday I’ll get a loan thanks God
alisa wrote:
on Tuesday I’ll get a loan thanks God
Alisa… can he not get a loan?.. it seems you pay an awful lot?
The advice above says to transfer debt onto one credit card at a low interest rate… maybe try this first and see how you do?
Spangle wrote:
alisa wrote:
on Tuesday I’ll get a loan thanks God
Alisa… can he not get a loan?.. it seems you pay an awful lot?
No… of course not. As I know, no bank gives a loan for a person who is in debt or even was in debt. And I unfornunatelly didn’t get the loan… Now he is temporaly staying at his friend.
Spangle wrote:
The advice above says to transfer debt onto one credit card at a low interest rate… maybe try this first and see how you do?
I don’t understand completely what it is. And how to explay this problem to the bank assistant.
Does he/ or do you own a credit card? If so has he or do you owe debt on more than one credit card and if so which one is the one that charges the higher interest? You can possibly transfer the debt (or he can) from one credit card to the lower interest credit card? There is a lot of other advice there for him too such as working out a budget and sticking to it etc. etc.
Hopefully when you look at it you can come to a solution. If you already have a loan maybe you can transfer this loan onto a credit card at a lower interest… but as you say the banks are quite tough now due to recession and everything else… so it possibly won’t be as easy as it used to be.
Can you or he not do secret shopper job as you can earn extra for that? It involves going around and pretending to be a normal shopper but marking the store for service, quality of goods etc. and you get paid to shop plus extra money too. There are plenty of advertisements online in the general job searches.
Or you or he could pay more than the minimum monthly payment on your loan. Firstly work out a budget to work out the absolute minimum you can survive from… then after that work out how much extra he could pay off the loans he is currently paying. There are all these solutions and more on the fool.com link I provided. I think there is also online free financial advice but I don’t know where.. I am sure though you could obtain a financial advisor (possibly through your bank or online) for free though to help sort you out.
I live in Lithuania. I think there things are different. I know that my friend went to some kind of free social addiser, also he talked to advocate, bank assistant, his acquaintances… But we a alone… I looked through those pieces of advice…
but our situations seems to be more complicated to be solved by them… and now I don’t have time to examine then carefully and look for more information… we just need fast money
Well I don’t know what else I can advise for you. I think you should do a budget report and see if you can save any money that way.. I think maybe you can get a financial adviser through your bank in Lithuania but I don’t know that country well I’m afraid… so I am unsure. I hope that you and your boyfriend find a solution very soon. Sorry I can’t help more. Maybe if you find some time to look at that information and see if there is a solution in there somewhere it could help you but apart from that I can’t do anything more for you :-/
MagicianFromBali
calai22