Money help: aight, my parents, they dont know how to finance, im the only 1 in my family that does cept maybe my slightly younger brother. - Help.com



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aight, my parents, they dont know how to finance, im the only 1 in my family that does cept maybe my slightly younger brother.

now, i think were skipping xmas thsi yr, we all got a $40 gift and were ok w/ that. that ISN’T my grief. my issue is, i need to …hit my parents over the head and tell em its not gunna be alright and we need to redo our agenda. as u can see, were still paying for things like internet, we got basic cable and id HATE to lose the net but it is expensive and in terms of either drop net or lose house, id rather drop net. how can i get this thru my parents’ heads? theyre relatively listening, least my mom is but my dad likes to illusion himself into thinking we’ll come out ok and trust me, we may survive but we could do w/ some financial counseling

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lynn.rose.pettale offline Verified User (11 months, 2 weeks) Long Term User Shouts: 3 #
An Unknown Location | 11 months, 2 weeks ago (3 weeks, 5 days after post)

You can do several things, but here is the short list

1. there are free Consumer Credit Counseling Services in almost every county certainly in every state, call for help. they can help restructure debt and manage bills and teach budget management

2. download a budget worksheet and fill it out print it or send it to a friend to print for you and leave it on the kitchen table for a conversation starter

3. Take one parent aside and tell them you are afraid your family will be homeless and ask them to let you help by cutting some expenses or bringing in some money with a part time job tell them you think you are ready to participate in the family finances and the decision making process, that you wouldn’t be so afraid if you had more knowledge of what was going on.

4. Call a grandparent or relative and ask for advice.

People will tell you it isn’t your responsibility. But the truth is whether it is or isn’t it has become your problem. Your last resort can also be to contact social services. They do not just take kids from their parents, they can help families in trouble. They maybe able to help your family find an apartment that is more affordable or get your parents some financial counseling and you some family counseling. You need it if you are truly fearful that your parents cannot take care of you because they choose not to control the family finances. Money is the cause of many problems for people but you also have some serious trust issues going on.

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