Year help: I’m signing up for health insurance and I need help understanding something - Help.com

I’m signing up for health insurance and I need help understanding something

I am thinking about getting a plan that has a $40 copay per doctor visit….but has an annually dectuble of $5,000

Does that mean I would have to pay $5000 before I would be able to only pay $40 per doctor visit?

I am thinking that the $5000 would mean if I have to go the the hospital or anything of that nature (bigger than a regular doctor visit)….

Am I right??

This open post was written 1 year ago | V/U/S: 105, 1, 2 | Edit Post | Leave a reply | Report Post


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Kuvri (yodaluv12) offline Verified User (3 years) Long Term User Shouts: 2 #
Kangerlussuaq, 01, GL | 1 year ago (2 hours, 22 minutes after post)

Every time you go to the doctor, you pay $40. If you need surgery or something, they will pay the first $5000 (i think). either that or you pay the first $5000 and they pay the rest. check with the people you’re signing up with.

No, you don’t need to pay the $5000 before a doctor visit.

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