marriage help: Marriage/ Financial Question - Help.com

You need to go into more detail about your question. What do you mean?

Dont kill your spouse it is wrong! :)

What do you want to know? Is there like a prenup or something that will make it so if my boyfriend and I get married, I will not have to take on financial responsibilty after he has passed on. He has a disease that will eventually take his life.

i dont think you get their bills unless you have a joint account which i dont advise you to get, anyway i would also get a prenup, and never share cards or anything like keep things seperate and you shouldnt run into probelms

I am divorced, any bills accumulated during the marriage is shared. I am lucky I could afford a very good lawyer when I left my husband, I have none of his dept anymore :)

Would a prenup protect me from his medical bills?

This is actually a very complicated question, and something that you shouldn’t really depend on an answer you get from random people on the internet. However, I will say that if you are married to this guy, any lender is going to act on the principle that you are responsible for any debts incurred while you are married.

Are you trying to avoid paying bills that would potentially create a hardship for you, or are you trying to protect assets that you already own?

i did not know tht you did get their stuff!
yay! another reason to add to my “why not to get married” list

OK . . . you are not personally liable for his medical bills. However, a doctor or hospital could go after his “estate” after he died, which could include your home, depending upon the laws where you live. Best defense: put all of your assets into a trust. You would need a lawyer to set that up. But if it’s done right, creditors cannot touch it.

Anonymous wrote:
Would a prenup protect me from his medical bills?

not always

I’m trying to make it so I don’t have the hardship, we dont have any assets at this time. No house.. we have everything seperate and I want to keep it that way. I will not share any bank accounts at all and when I get a house, I will more then likely buy it or get a loan for it, just in my name. Our parents are telling us we can NOT get married, because I will not be able to afford the medical bills… (tell you a little secret… I am sitting in the hospital in his room with him right now… this stay and the last stay… $160,000)

P.S. that $160,000 is each, not combined!

If you joined the military, all of his future hospital bills would be paid.

Just a thought. And your answer to yourself may tell you just how much you want this guy.

You know, part of getting married is the whole “for richer or poorer” thing…it pays to be prudent, but you can be so miserly that you miss out on the joy of life, too.

Once again, I would consult an attorney, but in the case of significant assets I would bet that they way to go would be a trust of some sort, where the trust held the house or whatever and you as an individual would have little or no assets.

For better or worse im sure your greedy

I’m one of the most giving people! But thank you for the rude comment Everhart!