finance help: I need to get a loan for about $8,000 to consolidate credit card debt. - Help.com

Well it depends where you are.
Here in the UK they have provident loans that nearly anyone can get with any credit but the interest is HIGH but they do slap it on in one go rather than adding interest over time.
Hence if you get £500 you have to pay back £800 and it is a weekly payment.

Loanshark?

It will never be off the books unless it’s an illegal/uncontracted loan

Loan consolodation is a way for loan companies to tell you that you need to do something to make your life easier so that they can make more money (by loaning you a loan to pay off your existing loans)

The only way I consolodate is if I get a cc offer for 0% for a certain amt of time. Then I call that cc company and bargain with them to have them lower the balance transfer fee. Before I do anything like this, I work it all out to see just how much I will be saving and how long it will take to see the savings.

For the most part, I just tackle the things with the highest interest first, paying minimums on the others. When one is gone, I use that money that I spent monthly on it to pay on the other one.

No way to do it. Re-finance your house if you have one.

I am Mr.DAVIES WEP from the DAVIES LOANS invesments in Ireland. as part of our simple package we are offering a floating

loan scheme at 3.5% interest rate without any collateral security. This is to help individuals reach their financial

objectives this year. The Minimum amount you can borrow is $5,000.00 US Dollars to Maximum of $10.Million. Our commitment to

client service and our innovative approach to problem solving has been our ultimate goal.

We Are Certified To Offer The Following Kinds Of Loan
* Personal Loan (Unsecured)
* Business Loan (Unsecured)
* Debt Consolidation Loan
* Improve your home

Please, provide us with the following Details
*Full Name: …….
* Gender: …….
*Loan Amount Needed:…..
*Loan Duration: ……
*Purpose of Loan : ………..
*Nationality:……
*Country: ……..
*Home Address: ……..
*Mobile Number:……..
*fax Number: ….
*Occupation: …….
*Work Address: ………..
*Monthly Income…..
*Marital Status: ……
*Date Of Birth: …….

As soon as we receive the Application, Then we will process your Loan Application For Approval.

Thanks and Best Regards.

MR.DAVIES WEP
MANAGER
**********************************************************
DAVIES LOANS OF IRELEND
PHONE CONTACT: +44-704-574-3959
EMAIL: i> small>(email removed) /small> /i>

Hi,

I am Davies Wep Manager of the Davies Wep Loan Investment,

We offer loans with just 3.5% interest rate without any collateral security. We give out the following:

Personal Loan (Unsecured)
Business Loan (Unsecured)
Debt Consolidation Loan
Improve your home

Please feel free to contact Us anytime

Email: i> small>(email removed) /small> /i>

Thanks
Mr. Davies Wep
Manager

Hello Dear Valuable Customer

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We Offer loan to individuals and cooperate Bodies at the rate of 3%,both
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approved withing 24hours or less.
All interested applicant should contact us immediately for more information.

LOAN APPLICATION FORM
************************************************************
1) Full Name:….. 2) Gender:……..
3) Loan Amount Needed:… 4) Loan Duration:.
5) Country:……. 6) Home Address:..
7) Mobile Number:….. 8) fax Number:……
9) Occupation:…. 10) Monthly Income :……….
11) Salary Date:…. 12) Purpose
Mr. David Morgan
Advert/Loan Officer