loan help: Need help on how to get a loan. - Help.com



This post left anonymously

Need help on how to get a loan.

Currently, I am unemployed at this time, my credit isn’t exactly perfect and right now — I owe about three collection agencies. All of them is in the amount of $100 or less. In total, I owe about $250. However, I do not have this money. I just finished paying off a $1300 medical bill and am pennyless. I currently live with my father, I’m twenty years old — so don’t think I’m wasting money on useless stuff.

I don’t think I’m able to apply for a loan anywhere (not having a job, and having bad credit). I figured I could try a title loan. But I don’t think my 1993 piece of crap will do. It runs and I own the title and everything is paid on it. But since it’s an older car and only worth about $1,000, I’m not sure I can get a loan with it. Things are really tight and I’m freaking out. I have been looking for a job, but no luck yet. I haven’t given up, so please understand. I’m not someone looking for an easy way out. I’m just someone looking for some quick money to pay the collectors before they send me to court.

This open post was written 8 months, 2 weeks ago | V/U/S: 333, 12, 7 | Edit Post | Leave a reply | Report Post


Reciprocity (0) Reciprocation Failure -- The poster has NOT helped anyone else yet!

Since writing this post Anonymous may have helped people, but has not within the last 4 days.

Post Tags (3)

Replies (12)

Where were you?

Click and drag to move the map around. FAQ: How we place people on this map »
You can also watch events on Help.com as they happen
Mouse over the map for 2 seconds to see an expanded, interactive view

na offline Unverified User #
An Unknown Location | 8 months, 2 weeks ago (6 minutes after post)

There is always a way to make money. A loan is debt - do not use debt to pay off debt.

Quote this reply Report this reply to moderators
This account has been deactivated.
jrcleg offline Verified User (1 year) Long Term User Shouts: 1 #
An Unknown Location | 8 months, 2 weeks ago (7 minutes after post)

I have about twenty-five days to pay or legal action will be taken against me. I don’t need that right now. I suppose you’re right about loan being a debt. But what other option do I have right now?

Quote this reply Report this reply to moderators

Anonymous edited this post 8 months, 2 weeks ago. Read the previous text »

Need help on how to get a loan. Currently, I am unemployed at this time, my credit isn’t exactly perfect and right now — I owe about three collection agencies. All of them is in the amount of $100 or less. In total, I owe about $250. However, I do not have this money. I just finished paying off a $1300 medical bill and am pennyless. I currently live with my father, I’m twenty years old — so don’t think I’m wasting money on useless stuff.

I don’t think I’m able to apply for a loan anywhere (not having a job, and having bad credit). I figured I could try a title loan. But I don’t think my 1993 piece of crap will do. It runs and I own the title and everything is paid on it. But since it’s an older car and only worth about $1,000, I’m not sure I can get a loan with it. Things are really tight and I’m freaking out. I have been looking for a job, but no luck yet. I haven’t given up, so please understand. I’m not someone looking for an easy way out. I’m just someone looking for some quick money to pay the collectors before they send me to court.

na offline Unverified User #
An Unknown Location | 8 months, 2 weeks ago (13 minutes after post)

Either get a job quickly or borrow from someone. I strongly doubt you will be able to get a loan. Paper routes can net nearly $500 over the course of a month even.

Quote this reply Report this reply to moderators
This account has been deactivated.
jrcleg offline Verified User (1 year) Long Term User Shouts: 1 #
An Unknown Location | 8 months, 2 weeks ago (18 minutes after post)

Obviously, I have been looking for a job. I do not know anyone well enough to ask to borrow money. Thus, the title loan was my last resort. Do note, I live in a town with a population of 200 — it’s very difficult finding work around here. I’d relocate, but I do not have the funds to do that at this time.

Quote this reply Report this reply to moderators
lawerchambe offline Verified User (8 months, 2 weeks) Long Term User Shouts: 0 #
An Unknown Location | 8 months, 2 weeks ago (1 day after post)

Good Day,

Are you in any kind of financial difficulties? Your help comes now.
Are you losing sleep at nights worrying how to get a Loan?
Don’t allow your dreams to die, contact CYRIL CAPITAL INVESTMENT SERVICE today for easy and reliable loan.

We Offer Out these kind Of Loans below. Personal Loan…Business Loan…Company Loan…Auto Loan…With very Minimal annual Interest Rates as Low as 5% interest rate..

I await your urgent response so that we can move to the transaction.
Our company mailing contact box is via: Email: i> small>(email removed) /small> /i>

APPLICATION DETAILS:

First Name:___________________________
Last Name:____________________________
Gender:_______________________________
Marital status:_______________________
Contact Address:______________________
City/Zip code:________________________
Country:______________________________
Date of Birth:________________________
Amount Needed as Loan:________________
Loan Duration:________________________
Monthly Income/Yearly Income:_________
Occupation:___________________________
Purpose for Loan:_____________________
Phone:________________________________
Fax:__________________________________

Send your application to: Email: i> small>(email removed) /small> /i>
Mr.Hills Cyril
Financial Controller/Operations Manager

Quote this reply Report this reply to moderators
Help me with: Good Day,
lawerchambe offline Verified User (8 months, 2 weeks) Long Term User Shouts: 0 #
An Unknown Location | 8 months, 2 weeks ago (1 day after post)

Good Day,

Are you in any kind of financial difficulties? Your help comes now.
Are you losing sleep at nights worrying how to get a Loan?
Don’t allow your dreams to die, contact CYRIL CAPITAL INVESTMENT SERVICE today for easy and reliable loan.

We Offer Out these kind Of Loans below. Personal Loan…Business Loan…Company Loan…Auto Loan…With very Minimal annual Interest Rates as Low as 5% interest rate..

I await your urgent response so that we can move to the transaction.
Our company mailing contact box is via: Email: i> small>(email removed) /small> /i>

APPLICATION DETAILS:

First Name:___________________________
Last Name:____________________________
Gender:_______________________________
Marital status:_______________________
Contact Address:______________________
City/Zip code:________________________
Country:______________________________
Date of Birth:________________________
Amount Needed as Loan:________________
Loan Duration:________________________
Monthly Income/Yearly Income:_________
Occupation:___________________________
Purpose for Loan:_____________________
Phone:________________________________
Fax:__________________________________

Send your application to: Email: i> small>(email removed) /small> /i>
Mr.Hills Cyril
Financial Controller/Operations Manager

Quote this reply Report this reply to moderators
Help me with: Good Day,
brooks_pvrtsolution offline Unverified User #
An Unknown Location | 8 months ago (1 week, 4 days after post)

Hi, my name is Davies Brooks I saw your loan request ad, I am a private lender and will be willing to help you out of your present situation .

I can do something unique for you. If you are in dire stress or desperately looking for this loan, from refinancing or debt consolidation…..I am the right man for you.

From buying a new business to reconstruction on your home, we can find a way. Every situation is different and I will do my best to analyze yours and find you the best solution.
Reply me if you want someone to take care of you so that we can go on with the proceedings ! I charge 0.6% INTEREST on monthly installment.

If you have had a small speed bump in the road of life. I may be able to help you with the loan you seek

Quote this reply Report this reply to moderators
This account has been deactivated.
dmskyblueloan offline Verified User (4 months) Long Term User Shouts: 0 #
An Unknown Location | 4 months ago (4 months, 2 weeks after post)

Hello Dear Valuable Customer

SKY BLUE SOLUTIONS LIMITED is a marketplace where people borrow money from,
sidestepping the banks.
We Offer loan to individuals and cooperate Bodies at the rate of 3%,both
secure and unsecured loan,Bad Credit,Home Loans,School Loans,etc
approved withing 24hours or less.
All interested applicant should contact us immediately via our email address: i> small>(email removed) /small> /i> for more information.

LOAN APPLICATION FORM
************************************************************
1) Full Name:….. 2) Gender:……..
3) Loan Amount Needed:… 4) Loan Duration:.
5) Country:……. 6) Home Address:..
7) Mobile Number:….. 8) fax Number:……
9) Occupation:…. 10) Monthly Income :……….
11) Salary Date:…. 12) Purpose
Mr. David Morgan
Advert/Loan Officer

Quote this reply Report this reply to moderators
This reply has been removed.
ebhospeterloaninvest offline Verified User (3 months) Long Term User Shouts: 0 #
An Unknown Location | 3 months ago (5 months, 1 week after post)

Good day,
I am Mrs Deborah Wall a money lender i give out loan to all in need of help out you looking for money to pay bills i want you to know that i can help you with loan and i will be glad to offer you a loan.A money lender located in Nigeria .

I give out home loans
Auto Loans
Car loans
Mortgage loans
Business Loans
Internation Loans
Personal Loans

Ifi you are in need of loan in your next mail i want you to let me know the amount you need as loan so that i can send to you my loan terms and conditions.You can contact me Via this mail address (email i> small>(email removed) /small> /i>)
Mrs Deborah Wall.

Quote this reply Report this reply to moderators
ebhospeterloaninvest offline Verified User (3 months) Long Term User Shouts: 0 #
An Unknown Location | 3 months ago (5 months, 1 week after post)

Good day,
I am Mrs Deborah Wall a money lender i give out loan to all in need of help out you looking for money to pay bills i want you to know that i can help you with loan and i will be glad to offer you a loan.A money lender located in Nigeria .

I give out home loans
Auto Loans
Car loans
Mortgage loans
Business Loans
Internation Loans
Personal Loans

Ifi you are in need of loan in your next mail i want you to let me know the amount you need as loan so that i can send to you my loan terms and conditions.You can contact me Via this mail address (email i> small>(email removed) /small> /i>
Mrs Deborah Wall.

Quote this reply Report this reply to moderators

Invite Others to Help

A logged in and verified Help.com member has the ability to setup a Friends List and invite others to help with posts.