Help help: I got into a car accident on January. - Help.com

I got into a car accident on January.

the cop said that no one was at fault. I just received a letter from my insurance company that says that in reviewing the claim, they’ve determined that I am 51% at fault….they said that they will be adding surcharge points to my policy…that if I want them to reconsider I need to write them a letter. does anyone have any idea of how such letter should look like..what must it include? plzzz help!!!!!! I can;t afford to pay a higher premium!

This open post was written 7 months, 3 weeks ago | V/U/S: 306, 4, 2 | Edit Post | Leave a reply | Report Post


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Since writing this post hel may have helped people, but has not within the last 4 days. hel is not a verified member, has been around for 7 months, 3 weeks and has 1 posts and 26 replies to their name.

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loveatfirstsigh offline Unverified User #
An Unknown Location | 7 months, 3 weeks ago (12 minutes after post)

Get the report from the police. Describe the accident to your insurance company and explain to them that it could not be helped and noboby was at fault. I think your insurance company just wants money. Look into getting another one but first make sure that the accident does not go on your record as it being your fault.

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hel offline Unverified User #
An Unknown Location | 7 months, 3 weeks ago (17 minutes after post)

I got the report from the police, I already describe the accident to both my company and the other driver’s. Both companies decided it was no ones fault. Then I get this letter 3 month later saying that they have revised the claim, and I am now 51 % at fault. I have to send this letter, but I don;t know if I should describe the whole accident again in the letter, or If I should just tell them to reconsider their decision….

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loveatfirstsigh offline Unverified User #
An Unknown Location | 7 months, 3 weeks ago (22 minutes after post)

Tell them to reconsider their decision or you will be forced to shop around for another insurance company.

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hel offline Unverified User #
An Unknown Location | 7 months, 3 weeks ago (26 minutes after post)

thx! I’ll do that

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