Money help: I am $400 in debt. - Help.com

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I’m 1800 dollars in debt and a college student with no job as well. I am making minimum payments on my card til summer comes along.

Iam $13.00 in debt to the public libary, so where all going through a hard time, your not alone.

my stepdad is $210000 in debt and i’ve no idea where he’s gonna get the money from…

$400 is nothing! Just pay it!

Who do you owe it too ? $400 is is a drop in the ocean hon, wait until you have a mortgage and all the bills to pay, you can do this so fast. Make cut backs if you can, just pay off a bit at a time, most people will wait and work with you as long as you let them know what you are doing, if you cant pay back and work out $400 then you stand no chance later in life.
The secret is, don’t get into debt in the first place, save , save , save then you get what you want with no interest. Borrowing is a bad way to start your life, my advice is Don’t start it, your on a downhill slope.

not worth exploding for $400.
If it was $40,000 then maybe explode.

If you really are having a hard time with owing $400, wait until you go out into the real world. That’s peanuts!

dont assume debt that you cant pay. how old are you? if you are eligible to work, you might want to find some work to do. for $400, you can easily pay it off within 1-2 months even if you work for minimum wage. dont panic. think clearly. talk to someone that might be able to help you. god listens and god bless.

Take care of one thing at a time. Put your debt at the back of your mind until AFTER your final exams. If $30 is not enough for you to survive for 2 weeks, how about getting a small loan from your parents or older siblings or friends just to cover your food / accommodation / travel expenses for those 2 weeks?

And then AFTER the finals, you can get a job (or two or three or four) and work hard to repay those debts.

Just think this as a lesson in managing your finances. With this lesson, i am sure you will be managing your finances more efficiently in the future. And.. good luck in your exams! ;)

This is something from Earl Nightingales “The Strangest Secret” This is audio is true and simple fact in life that is true for all of us. “We become what we think about.”
http://self-improvement-ebooks.com/do…