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If you have a good on time payment history, you should be inundated with offers in the mail. If not, maybe that is why you’re having trouble finding another credit card company that is willing to offer you that.

i am sorry

je61 wrote:
No I pay all my bills on time but thank you for replying so soon. I also forgot to add that I am in canada

I think right now the banks are being extra cautious with their money thereby neglecting the people who are actually willing to live up to their responsibilities and make their payments on time. The same thing is happening to me.

Being a student open up a lot of options. In your previous post about debt you didn’t mention this, and although all of the advice I posted there still applies, you probably have some better options available.

Talk to your school about financial aid options. If you are a student at a college or university, it should be possible to obtain student loans to consolidate your credit card debt. Loans are intended to cover living expenses during school as well as tuition and fees, so there is nothing unusual about doing this. You may be able to defer repayment of your (new and old) student loans until after graduation, which would buy you some more time to get back on your feet.