hi i recently bought a house.
as i was not able to get a mortgage of my own i persuaded my brother to buy the house in his name with me being responsible for all its costs. i have been the one who has paid the deposit, the buying fees, surveys and all the mortgage payments up till now. unfortunetly as my brother is the legal land lord what do i do about buying it off him. the house is in negative equity by 15k and there are creditors after my brother. will i lose this house that i have funded throughout or will they just add a charge on the property.
can i draw up some kind of legal deed that states that its mine or just wait for the worse
please help
any suggestion are welcome as i need total guidance
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