debt help: I NEED SOME ADVICE/GUIDANCE — I am desperately trying to - Help.com

Best thing to do to get out of debt is spend a long period of time without being anything that you don’t need. Of course you need food and to pay rent or the mortgage but don’t buy entertainment items, cut back on movies whether you rent or buy them, cut back on you cell bill if possible, get rid of extra features like internet or text messaging, keep your power bill down by watching whether he lights are on or not. eat food sparingly and shop only what you need with groceries, meaning don’t snack on your fridge all day that can get expensive especially if you buy nice product. Shop at cheaper groceries many times cheaper stores have the same product as a safeway for much much less an example of a cheapr store here in my state is winco. put all of your paychecks into the credit card debt no matter how big it is, don’t go out to eat only eat at home, if friends wnat to go out to eat offer to make dinner at your house to save alot of money. Sell some things that you may not want to sell but may have to in order to get back on trackwith your debt, for example i had to sell a really nice guitar amplifier i bought to pay back some of my debt. there are many ways to get out of debt they all are requiring sacrificing that is the only way you can responsibility get out of debt and clean up your credit. and NEVER get payday loans.

Throw newspapers, deliver pizza’s, live on Ramen noodles… I lived on bologna sandwiches for two months when I broke my ankle. Believe me it can be done.

p.s. i got out of debt and have a 780 credit score you can too.