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Help!

my husband lost his job about 3 months ago. For stupid reasons we have no money saved other than $300,000 in a 401K. Should we tap into our 401k? We have at least $80,000 in debt and no income coming in now other than work I am doing which brings in about $1,000 a month. We do get unemployment but our monthly bills are at least $8,000 a month. This is getting ugly anywhere from us getting divorced to him being stressed out about getting a new job, to the kids becoming confused. Maybe someone has any contacts on jobs for him in the NYC area. I know obviously if he does get a job the everyday bills will be taken care of then and hopefully we can aliviate the debt somehow.

This open post was written 2 months ago | V/U/S: 41, 1, 2 | Edit Post | Leave a reply | Report Post


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job loss, divorce, stress (How Tags Affect Reciprocity)

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hypnotherapyc offline Verified User (2 months) Shouts: 0 #
An Unknown Location | 2 months ago (7 minutes after post)

you are likely paying anywhere from 10-30% on your cards. are you making that much in your 401k’s NO. pay off your debt from your 401 k immediately and RIP UP THE CARDS. learn how to live WITHIN your means. if MONEY is ripping up your marriage YOU GOT PROBLEMS. go see a GOOD therapist and get help immediately. there is NO excuse for money to ever impinge on a good relationship. and there is no excuse for ever getting into that kind of debt UNLESS it is a mortgage.

good luck

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