marriage help: We need help buying a house. - Help.com

We need help buying a house.

My husband and I married very young and were not mature enough to understand the importance of good credit. We now have four wonderful children and have grown out of our rental house. The area we live in does not have many rentals, let alone large homes for rent. Our credit is not high enough for a mortgage and we desperately need a bigger home.My biggest dream is a home of our own for our children to grow up in and always be able to come back to. Does anyone know of alternative financing available to people in our situation.

This open post was written 2 years, 8 months ago | V/U/S: 297, 6, 6 | Edit Post | Leave a reply | Report Post


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Since writing this post valerie may have helped people, but has not within the last 4 days. valerie is a verified member, has been around for 2 years, 8 months and has 1 posts and 0 replies to their name.

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marriage, Trade, Dream, house, mortgage, Child, area, young, home, live, finances, lander, Wyoming, psychology student (How Tags Affect Reciprocity)

Replies (6)

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dana633 offline Verified User (2 years, 8 months) Long Term User Shouts: 0 #
An Unknown Location | 2 years, 8 months ago (11 hours, 36 minutes after post)

You are going to have to do the “homework” first. Start paying off bad debts and try to re-establish a good payment history perhaps with a loan you currently have or even with a prepaid credit card. Mortgage companies will want 2 years of good credit history. It’s not a great answer but it is a worthy endeavor.

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Property of Jesus offline Verified User (3 years) Long Term User Shouts: 2 #
US | 2 years, 8 months ago (22 hours, 47 minutes after post)

Hello valerie!

I am a Realtor & Mortgage Broker working out of California but we have branches in a lot of cities throughout the nation.

What state do you live?

Have you consulted with a mortgage company in your area and/or gotten your credit pulled. If you got your credit pulled I wonder aht your mid FICO score was.

You are also more than welcome to stop by my site and fill out a form so that I can pull credit for you. It is only $15.00 dollars and it can be for just the applicant or for both the applicant and co-applicant for the same fee.

Once, I see that I can analyze it and if it is something that we can do it ASAP, I will go ahead and start the paperwork upon your consent.

Worst case scenario, I’ll make a plan so that in a short/long future you guys can buy the home.

My site is: www.quidquo-realty-mortgage.com

There is an short and long form mortgage aplication there. I would like you to use the long form (full application).

By the way, what is the home price that you are considering and what is the monthly payment that you guys would like to make. Do you guys have some money that can be use for down payment and/or closing costs and/or appraisal and/or home inspection?

Please let me know at your earliest convenience.

Take care and God bless!

Luis

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Help me with: Can help you with all your real estate and mortgage needs.
mtgofficer26 offline Verified User (2 years, 9 months) Long Term User Shouts: 0 #
Cherry Hill, NJ, US | 2 years, 8 months ago (1 week, 2 days after post)

We have many programs that might be suitable for you two.

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Help me with: Does anyone need help getting a home loan or refinancing it?
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peaches861 offline Verified User (4 months) Long Term User Shouts: 0 #
An Unknown Location | 4 months ago (2 years, 4 months after post)

I also am trying to buy a house for my family my husband is on disabilty and I work night shift at walmart take care of husband two sons 2 grandchildern and a diabled nephew who mother didn’t want him.I applied for a bad credit loan on line from starplex.com but they wanted 5000,00 down and i would have to pay back double what I borrowed i couldn’t do that please help even tried to apply for a grant but all sites says I would have to pay for a kit and eveything else so I haven’t been able to apply for a grant to purchase a house maybe you can help there also please help

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peaches861 offline Verified User (4 months) Long Term User Shouts: 0 #
An Unknown Location | 4 months ago (2 years, 4 months after post)

how long do i have to wait

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