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If one of the banks is nearby, maybe you could go, talk to a banker, explain the situation, and get advice from someone who has to deal with things like that more often.
Whatever you do, don’t confront him yet. Wait until you have filed a police report (do that ASAP), and talked to your bank(s). Find out how much money was stolen from you (it is stealing, isn’t it?) Include that in the police report. You might wanna find a new boyfriend also, better luck next time!
Also you may want to call the major credit reporting agencies, and tell them there has been an incident. You can do different types of credit freezes, but, you probably should check the downsides to the different types and decide what’s best given where you are now.
Be more careful by choosing your boyfriends!
yep you’re being used for identity theft and played for a fool - you should write down the credit numbers, expiration dates and call each card to cancel right away saying fraud. He’s a thief straight up with no respect or care for you, just using you and anyone else he finds. Get away, he’s not your boyfriend, that’s part of his trick to keep you on the hook. This is a debt that won’t go away and it could rise to the thousands of dollars you will be responsible for, and he will be long gone ruining your credit history. Cut it off right now, take the cards since they have your name on them, and get out of that mess. That is not what a boyfriend does …
Your boyfriend is a fraudster and an identity thief. Here’s what you must do:
Contact the credit reporting agencies and tell them to put a fraud alert on your accounts.
Tell your bank the same thing.
Tell the police. They will hopefully want to talk to him. He needs to know that the game is up. Then he’ll hopefully not use those accounts.
Do NOT see this guy again, even for a second. Watch your bank accounts and credit card accounts for signs of fraudulent activity. EXPECT to get notice from collection agencies about accounts you did not open, but for which they expect payment. Do NOT pay a collection agency a cent; inform them in writing that the account was not opened by you and that they are to cease and desist in contacting you by telephone, or contacting your employer. The collection agencies don’t really give a rip about the validity of a debt; they’ll try to collect from anybody that they can!
Keep records; document everything that happens from now on. Notify your family, as well. He could be opening accounts in your mother’s name, too!
wow, that’s a terrible situation. take chev’s advice.
i would also suggest contacting a lawyer.
what??? Does that mean he’s taking your money or something?
I hope he doesn’t ruin your credit.
The credit agencies should be able to tell you which accounts were opened in your name in the last 6 - 12 months. Use them for this purpose!
Ruin this slimy bottom dweller!
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