Money help: I’m a 39 yr.

brownstear

I’m a 39 yr.

old mother of two and I’m losing my home I try to make deals with my mortgage company but they come back with these ridiculous high mortgage payments for me to catch up. I asked if they could put what I owe behind the mortgage but they will only stretch it out for one year which will make the payments extremely high. I’m doing all I can to make more money but I feel as though it’s not worth it I’m sick of cring and worring every day. Does anyone know what I can do please let me know. THANKS DENISE

This open post was written 2 years, 8 months ago | V/U/S: 207, 4, 3 | Edit Post | Leave a reply | Report Post

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Since writing this post brownstear may have helped people, but has not within the last 4 days. brownstear is not a verified member, has been around for 2 years, 8 months and has 1 posts and 0 replies to their name.

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Money, company, mortgage, mother, home, Worth, High, sick, Catch, Put, finances (How Tags Affect Reciprocity)

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noreplyemai #
An Unknown Location | 2 years, 8 months ago (19 minutes after post)

Try home equity loan through bank where you have good credit–like checking account, etc.– and use to pay mortgage.

Get a personal loan through credit card source where have good credit.

Try an at home business like Stampin’ Up, Home Interiors, Arbonne, etc. for extra income.

Appeal to church.

Sell home and downsize to less expensive neighborhood, less expensive city, or smaller home, or older home that is same size but needs TLC.

Sell your home while you can and while you still have equity, before you lose it, so that you don’t lose that equity that could be rolled in to another home. Use equity to pay off debt so credit in good standing before purchasing other home.

Ask realtor for advice.

This account has been deactivated.

noreplyemai #
An Unknown Location | 2 years, 8 months ago (19 minutes after post)

Try home equity loan through bank where you have good credit–like checking account, etc.– and use to pay mortgage.

Get a personal loan through credit card source where have good credit.

Try an at home business like Stampin’ Up, Home Interiors, Arbonne, etc. for extra income.

Appeal to church.

Sell home and downsize to less expensive neighborhood, less expensive city, or smaller home, or older home that is same size but needs TLC.

Sell your home while you can and while you still have equity, before you lose it, so that you don’t lose that equity that could be rolled in to another home. Use equity to pay off debt so credit in good standing before purchasing other home.

Ask realtor for advice.

This account has been deactivated.

nainachick 1 #
An Unknown Location | 2 years, 8 months ago (1 hour, 16 minutes after post)

It’s funny how shows like extreme makeover home edition, and other such programs and movies have sucked us all into thinking that the cavalry is just around the next corner. Sometimes the only answers ARE the hard answers. Sometimes there is no one to save us, we have to save ourselves, and make the hard decisions. At what point that comes is up to you. I would accept it now, see what you could get out of it and cut your losses. It’s likely going to mean that you have to start over, but you can get through that.
I’m not talking out my butt, I’ve been right there and beyond. We had to file bankruptcy, sell, move to a tiny crappy house and rebuild our credit. It was hard, embarassing and absolutly necessary so we could finally start getting honest about the way we spent and budgetted (or NOT budgetted as the case was) I realized how prideful I was. I realized I was showy, keeping up with the Jones’s and arrogant. If the neighbor kids had a new something or other, MY kids had to have it, even if I went into debt to get it.
I had to accept a harsh ‘punishment’ in my mind, in order to get over myself and start to be humble and smart with our money.
You can come back from this. Just be brave and do what you have to do to get through it.

Help me with: I just stared fear in the face and won.

mtgofficer26 0 #
Cherry Hill, NJ, US | 2 years, 8 months ago (2 days, 2 hours after post)

You could always try to refinance and consolidate or your bills into one.

Help me with: Does anyone need help getting a home loan or refinancing it?

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