Money help: Hello, I am a 47 year old mother of 4 and I need a second chance,

ladyl957

Hello, I am a 47 year old mother of 4 and I need a

second chance, I need to be able to re-finance my house with a lower rate, but due to a bad marriage and bad decisions I have not been able to refinance and get from this high mortgage, does anyone know of any loan company that will give me a second chance, my credit score is only 490. If I could get a re-fi, I could pay the debts off on my credit report and get back on track. I am just drowning financially does anyone know of anything that could help me?

This open post was written 3 years, 2 months ago | V/U/S: 284, 9, 3 | Edit Post | Leave a reply | Report Post

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Since writing this post ladyl957 may have helped people, but has not within the last 4 days. ladyl957 is a verified member, has been around for 3 years, 2 months and has 1 posts and 4 replies to their name.

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refinance, loan company, Debts, marriage, Credit score, credit report, mother, house, Money (How Tags Affect Reciprocity)

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southern_comfort 6 #
An Undisclosed Location | 3 years, 2 months ago (4 minutes after post)

Find a financial counselor. You will probably need to sell your current house and buy a smaller HUD home if you qualify. Use the extra money to pay off as many of your high-interest credit cards. Your credit score will go up immediately after that. Then you can start fresh and build from there. Good luck.

-SoCo

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ladyl957 0 #
An Unknown Location | 3 years, 2 months ago (7 minutes after post)

Thank You-SoCo, but my 87yr old mother and her 90yr old sister lives with me and right now I can not move. I really don’t have any credit cards, it is just a lot of bills that my ex left me with that I was not aware of until after the fact.

Qzzzz 2 #
Montpelier, MS, US | 3 years, 2 months ago (1 hour, 2 minutes after post)

Try Lending Tree, as you can go to Google and enter Lending Tree.

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November_Rain 8 #
An Unknown Location | 3 years, 2 months ago (3 hours, 22 minutes after post)

Depending on where you live, many states have not for profit organizations that will work with your credit agencies so they at least stop the bad reporting on your credit report, and give you time to catch up. And Qzzzzz mentioned LendingTree, not a bad idea. My credit is shot and they found me a mortgage company: Windsor Financial.

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ladyl957 0 #
An Unknown Location | 3 years, 2 months ago (5 hours, 53 minutes after post)

Thank you but I have tried lending tree and your score have to be at least a 500, I feel like I am at lost right now, don’t know which way to turn, but I am so grateful and appreciative for all suggestions, that is why I came here, because I do believe there is someone willing to give me another chance, I just don’t know who? Just people being out there in cyber space willing to read my frustrations mean the world to me..

totallym #
An Unknown Location | 3 years, 2 months ago (7 hours, 23 minutes after post)

i am 40 and i have been in debt before. it is very upsetting! i am a mother of two but i still felt the pain! i called incharge and it really got me back on track! now all my bills are being payed and i have a great house and my children can do all the things they wanted to do! it makes me feel joy to tell people like u how to get out of debt! its ok, if u call incharge now u will see a big difference in your debt. i luv u!

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ladyl957 0 #
An Unknown Location | 3 years, 2 months ago (9 hours, 44 minutes after post)

Thank you so much, I just sent incharge a message, so as soon as I find out something I will update, thanks for the info..I luv you too!

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missy_10277 0 #
An Unknown Location | 2 years, 9 months ago (5 months, 2 weeks after post)

wow im going thru the same thing and it is very hard all i can say is did u run your credit to make sure everything on it is yours, and if so u need to start paying that stuff off, also if u cant afford where u r maybe u should think about downsizing and moving

Help me with: Ok now i need some real advice here and im just going to spill out my thoughts not concerned about spelling or how it is

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Money help: Hello, I am a 47 year old mother of 4 and I need a second chance, - Help.com

Hello, I am a 47 year old mother of 4 and I need a

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