Thought help: Has any one ever filed Bankruptcy? - Help.com

sugar929200
offline Unverified (2 years, 3 months) Visit sugar929200's shoutbox
Michigan City, IN, US

Has any one ever filed Bankruptcy?

I am wondering if after the limited time a bankruptcy is susposed to be on your credit report will it then be permenetly romved? I have heard to many different stories about assumptions people thought but I need to know for sure 100% the real deal so if you have previously in the past filed bankruptcy and know the question to my answer please fill me in thanx

This open post was written 2 years, 3 months ago | V/U/S: 232, 6, 6 | Edit Post | Leave a reply | Report Post


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bankruptcy, question, Thought, credit history, Answer, assumption, report, Deal, credit, Fill (How Tags Affect Reciprocity)

Replies (6)

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WantMore offline Verified User (2 years, 4 months) Long Term User Shouts: 1 #
An Undisclosed Location | 2 years, 3 months ago (19 minutes after post)

I filed in 1991 as the result of a divorce (my ex filed which sort of forced my hand).

It took 10 years to leav emy credit report, but head up. I was still able to buy a house in 2000…the bankrupcy laws are much harder now, so I am not sure what has changed.

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WantMore offline Verified User (2 years, 4 months) Long Term User Shouts: 1 #
An Undisclosed Location | 2 years, 3 months ago (19 minutes after post)

Wow, I really need to proof my posts.

Need more coffee.

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fubar1 offline Verified User (2 years, 3 months) Long Term User Shouts: 0 #
Moody A F B, GA, US | 2 years, 3 months ago (43 minutes after post)

my dad did it and 2 months later he got credit cards and now he has a new house and a brand new truck and now i find myself in the same spot and im going to do it i think its worth it if you dont have a choice chapter 7 that is

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Help me with: my house is going into foreclosure, my son was born on the 26th and I’m broke, out of formula and need a beer, and
monyking offline Verified User (2 years, 4 months) Long Term User Shouts: 0 #
Laredo, TX, US | 2 years, 3 months ago (51 minutes after post)

I came so close to doing that. But, I changed my mind on doing that as this will effect me for 10 years or so. So, I decided to just tell myself to leave it alone until I have a very good job to pay them off slowly.

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Help me with: I want to leave a relationship that I am in…but, I don’t want to leave my son.
jeffyoung offline Unverified User #
Phoenix, AZ, US | 2 years, 3 months ago (3 days, 7 hours after post)

I’m going to file chapter 7 soon. Business went under. It stays on your record but you can get credit cards and loans (just maybe higher interest). Look at having relatives cosign until you get it off your record or possibly setting up a corporation and using it’s credit to get stuff (have to build it up though).

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