Family help: I’m losing everything. - Help.com



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I’m losing everything.

Lost my family, my job, hiding my car & just found out my house is about to be foreclose. Can’t draw unemployment cause I worked for myself all last year. Pain in my back causing a burning pain down my leg & have no ins. I’m not sure if I suffer from just depression due to present circumstances, post traumatic stress from years ago have finally builded up or bipolar. I have gone from having a lot of drive to sleeping all the time hoping all this would go away or that I don’t awake. Phone is off so can’t call any1, plus too shame to let any1 know. Its not like they can help anyway, I don’t know any1 rich. I need money. And a whole lot in a very short time. No question to ask. The answer is I’m screwed.

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pamark offline Verified User (6 years, 2 months) Long Term User Shouts: 1 #
Rogers, AR, US | 5 years, 8 months ago (39 minutes after post)

what about bancruptcy?

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Can'tGoOn offline Verified User (5 years, 8 months) Long Term User Shouts: 4 #
An Undisclosed Location | 5 years, 8 months ago (1 hour, 3 minutes after post)

Yes thats an option & one I did check into a few months ago but didn’t hoping work would get better, instead I lost the job & now don’t even have the $100 the atternoy is asking for up front before she will do any thing….. Will try to speak with her tomorrow.. But I do thank you for your response.

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pamark offline Verified User (6 years, 2 months) Long Term User Shouts: 1 #
Rogers, AR, US | 5 years, 8 months ago (1 hour, 6 minutes after post)

You need to try legal aide, if nothing else and do it quickly because there is little time once the process gets started. They will not call you with a sale date and you will be really screwed to try and save your house. Do you have much equity?

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pamark offline Verified User (6 years, 2 months) Long Term User Shouts: 1 #
Rogers, AR, US | 5 years, 8 months ago (1 hour, 8 minutes after post)

Save the house and the car with the backruptcy and then you can sell the house. Pay off stuff or just keep the house and pay off the backruptcy. I would try to get to a doctor too, back pain can really bring a person down, you need try to get that under control so you can take care of yourself.

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Can'tGoOn offline Verified User (5 years, 8 months) Long Term User Shouts: 4 #
An Undisclosed Location | 5 years, 8 months ago (2 hours, 16 minutes after post)

Thank you Pamark.. I will try to find out as much as I can in the morning “God willing”… about my house. I think the process has already started though. All is in God’s hand now. I will check with the VA about my back but its been over 10 years since I dealt with them so I don’t know how that will go. Sign off to pray & rest for the rest of tonight. Tomorrow will tell the tale. Will I be homeless or will some help come through? ~don’t know~ Again thank you & good night..

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darksky4 offline Unverified User #
Levittown, PA, US | 5 years, 7 months ago (1 month after post)

Hi im like you loseing everything there is no god so that wont work i prayed there not real if he was we would not get screwed like this if he loved us.

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janthony offline Unverified User #
Hesperia, CA, US | 5 years, 6 months ago (1 month, 3 weeks after post)

I’m sorry to hear what you are going through. I am going through a custody battle from a marriage of 15 yrs, another divorce of a recent two month mariage, lost my career after 13 yrs in the sub-prime mortage business making GREAT money, possible Bk and also losing my home, while taking care of my mother who has cancer. My father passed on in 99 so I am taking care of her needs.

Wondering how I’m taking this all on? God first! then my WONDERFUL kids. quote from my daughter “I hope that if I have to go through as many challenges as you do mom that I handle it as well as you do”. Big Sigh! Total Hallmark moment.

Sometime we dont know why things are happening at the moment but they are all for a reason. The reason will come and you will be able to look back at this time . The day will come and the feeling of being able to get through it all will give you strength to be able to help the next person that may come alone that needs advice.

What ever it is that makes you happy do it! What ever it is! In these times I pray! listen to music, I look around where I live and I’m greatful that we are able to live in a country that we are able to become what ever we want to be. I have my moments of crying in my car and thats OK. Remember you are speacial and you deserve all you desire in life. I was blessed for the time I made wonderful income now is time to do it again.

Remember this too.. If you have kids they are watching how you react to your challenages. Teach them well!

If all that is said about me is that I am a great Mom then I consider me a richest person on this earth.

Take care of yourself and get involved in a church.

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debbiechamber offline Unverified User #
An Unknown Location | 4 years, 8 months ago (11 months, 3 weeks after post)

I would love to hear how this original poster is doing now.

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karenalow offline Unverified User #
An Unknown Location | 4 years, 4 months ago (1 year, 4 months after post)

Yes, many of us are going through exactly the same thing. If you can do a foreclosure great but you will eventually still not have a home and most likely not sale it for enough since the market is upside down after all. In fact I and my boyfriend of 10 years are going through exactly the same thing. Your pain in your back may be due to stress, anxiety, and depression especially if you did not have those symptoms before due to a nasty hormone called cortisol. You need to take care of yourself first and your home second. It is after all just a shell that eventually decomposes and then you just sink more money into it. Don’t let it define who you are and if you are young or strong enough pull yourself up from your boot straps. I certainly had the same back pain and even though I did lose my job and home to foreclosure I ended up finding strength in my faith. Soon after I went to church and actually spoke to a pastor (even though you do not have to), and read the bible based on my own individual references such as despair etc…God touched me and took away the pain. Yep, the pain is gone completely. It even cleared up my acne I had been developing due to stress over the last three years and now I am just beginning to lose weight and feeling healthy. I moved what I had, my son, and my cat to my boyfriend’s house and yesterday he received his foreclosure notice to leave in 1 to 2 months. Amazingly I did not cry and felt at peace we discussed plans and even our commitment to each other. It is making us stronger and not weaker. The truth if you just let everything foreclose and forget your credit cards, etc…debt it shoud disappear faster than a bankruptcy! We are planning to travel to states that have more employment, more fertile land, basically opportunity! I am removing my son from school and home-schooling him on this wonderful adventure we are about to take and a wonderful time to start fresh with all the knowledge we have now. No more debt, and nothing tying us down. Why keep doing what is not working? Do something new, if you have family that loves you then don’t worry what they think, it doesn’t matter. If they love you, they will always love you. Remember anything you may be feeling guilty about God forgives you! Read passages about Job! Same thing happened to him and it is a test of your Faith, and how you handle it is what matters. Stay happy in the face of adversity to keep the vessel that God gave you in tip-top shape that is what is your job on this short time on Earth. Lastly, tip…If worse comes to worse there are communities out there that will take you in regardless of religious beliefs or your present socio-economic level. Everyone pitches in and shares. Food is grown organically, Arts are encouraged, and what you sow is what you reap. God Bless you. Just google communes and you have a myriad to choose from, if the links don’t work just go into properties within the link to copy the correct email address and paste it into your web search bar! Good luck! I know you can do this and remember you are not alone! Right now over 800,000 million people are going through the very same thing! We just need to unite and re-organize! Take this as an adventure and an opportunity for a fresh start and not the bottom because you have your past experiences to ride on and it could be worse, you could be getting bombed! Take Care,
Karena

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ktucker197 offline Unverified User #
An Unknown Location | 4 years, 3 months ago (1 year, 4 months after post)

Listen, Get a trailer(mobile home). You can get alot of them around
the beach areas for under 15,000. Try to get certified in something. Maybe cooking or get some kind of trade. Live in places with a good bus system.

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mdp7866 offline Unverified User #
An Unknown Location | 3 years, 11 months ago (1 year, 9 months after post)

I too am screwed and losing everything I’ve worked so hard to build. I owned a small business for the last 8 years that is now not making a dime. I see myself flipping burgers or something like that, but it won’t keep my house and car. It’s very hard to hang on and stay positive. See you on the streets!

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mykea offline Unverified User #
An Unknown Location | 3 years, 4 months ago (2 years, 3 months after post)

This is amazing I put these words in here and now I have been comforted by so many people going thru the same thing. We never thought it would be us, we were going to take on the world and then what happened. I believe you have to go thru some tuff times to know what they are and to really appreciate how great you had it at one time. We all could be any a better place if I would have only done??? You know what I am saying. We could all do it better if we had the chance. You only get one shot and man that really sucks. You try to pass the information on to your children and what happens they don’t want to here it. Well neither did you, You had it all figured out and learned the hard way. Why does it always have to be the hard way. Why can’t we be forced to listen. I really think that there should be some kind of schooling out there that prepares you for life. Not only History and Math and Science. Life, maybe you need to save for a rainy day but show them why show them the history of that and why it is so important to learn from the past that is what history is really for. I could have been the greatest guy in the world if I would have known all the things I know now. It’s hard to lose that 1st impression because everyone already has one about you. Live in the moment, the only thing you have to worry about is now, if someone is not knocking on your door and telling you to leave, thats ausome. You still have a place to live enjoy it now. If you have someone in your life or a family show them love. Just enjoy it, I do my best to live there but I am here because we all have our threshold. Good news I think I can keep going. I like that Idea of having know debt and no bills, I would just like to keep all the stuff like the house the car and all the furniture, ha, ha, ha. Well it has been great speaking to you guys, keep moving this to shall pass. It can’t always be good and I know it won’t always be bad. Let’s take a minute to thank God, for the air that we breath, the sun to keep us warm, eyes to see how beautiful the ones we love our, ears to hear them speak, a warm place to sleep, the ones we love, and the loves we dont love anymore. We will keep on moving, I will keep on moving, Let’s get moving we can do it. If we came into this world with nothing we can shure as hell start again and do it better this time. Let’s use all that knowledge and get it done!!!

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tmccormick0 offline Unverified User #
An Unknown Location | 3 years, 2 months ago (2 years, 5 months after post)

Sometimes it is better mentally and physically to just let go. I understandthe frustration of letting something go you have worked hard for. I have done it and have allowed myself to return to the same position I was in ten years ago. My husband is very sick and has been sick his whole life. It is just getting worse. He needs a heart but cannot give up smoking. So if he doesn’t kick the habit he don’t get put on the list for a heart. Well that is one worry. I was dropped from working every week to every other week and finally dropped all together. My husband still works as bad as his health is and his job depends on the weather. So we are flat broke after this rainy winter. The house is soon to be foreclosed, my car has already went back. My 17 year old son is putting us through extreme emotional strain. He will be eighteen in August and I am putting him out on his own to figure out LIFE. I just lost my mother on her birthday (this was unexpected)she had no life insurance and I couldn’t get anyone to bury her without money. So that fell upon us too. I know blah blah blah same ol song and dance

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leasej offline Unverified User #
An Unknown Location | 3 years, 2 months ago (2 years, 6 months after post)

I know how you feel. I am a whistleblower for an unsafe medical device, company tried to fire me twice. First saying I might be dangerous, then said I was a computer hacker. I am a white 55 year old woman, who just did the right thing so no one would buy a unsafe product and chock to death. After second accusation, I broke down, only got 4 months disability. I am losing my home to forclosure, I still have my loving husband and kids. But I feel I let them down. How can a company get away with doing this to good people?

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dinhxuanthuy993 offline Verified User (2 years, 9 months) Long Term User Shouts: 0 #
An Unknown Location | 2 years, 9 months ago (2 years, 11 months after post)

I think you should come to Viet Nam, because everything normal in there is cheap more than in your country, in a month you just need 200$ for everything( normal), you can have some work (like a Interpreters ) It’s will good for you !(I come from VIet Nam)

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cljone offline Unverified User #
An Unknown Location | 2 years, 7 months ago (3 years after post)

Reading these post is all too familar. I too am in this boat. I had a good job, got sick and lost my vision. I was forced to retrain and still cannot find a job. I am loosing everything and no one will help.

My husband works hard, but we cannot make the note on our house where we care for my disabled mother and daughter. We can barely afford to pay the rent where we are. I have an MBA and still cannot find work. Credit is shot, cannot borrow a dime, and just received a notice we have five weeks and we loose everything.

Why is it that people in this country are not willing to help others? There is funding, there is a way to help the neighbor so to speak, and yet those of us facing this level of disability are simply ignored. We need help does anyone care to help at all?

I am asking for a job not a handout or someone that will beleive in a small buisness venture and allow me to work for my self? If any one can help please email i> small>(email removed) /small> /i> I am asking also for donations that can be sent to New Visions of America, Inc P.O. Box 1016 Montrose, Colorado 81401.

Please help if you can.

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cdah offline Unverified User #
An Unknown Location | 2 years ago (3 years, 8 months after post)

Hey man, I have not prayed in years but I’m going to pray now for you.

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mjdcar offline Verified User (1 year, 7 months) Long Term User Shouts: 0 #
An Unknown Location | 1 year, 7 months ago (4 years, 1 month after post)

Prayer does work. sometimes God will send those in your path to help. Either way when the time is right and you believe, he will act. Read the book of Job in the bible. I have it very bad right now. My pregnant wife is far away right now do to our economic struggles. But we will be together again.

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llsimmons offline Verified User (11 months, 3 weeks) Long Term User Shouts: 0 #
An Unknown Location | 11 months, 3 weeks ago (4 years, 8 months after post)

I am losing everyting I worked for for 18 years. I lost both of my parents way to young in their lives. I have no family to help. I took care of my mother and it ruined me financially then she passed away. I do not regret caring for her at a time of need, but did not realize it would ruin my life in doing so. I need a helpup not a handout. I am so desperate and am at a point that if I cannot catch up quickly my life is over. Please if anyone can help I have a free phone that will give me 250 minutes for the month of June starting at midnight tonight. I would like to be able to help others if I can get in the position to do so. It would be easier if I wasn’t so worried about taking care of my two dogs that I saved 8 years ago. I can explain every thing on the free cell. 256 604 4656. My computer is on it’s last leg and will be shut down soon for non payment. Please email if you can help in anyway or my phone will work tomorrow. It is too long to write all details at the moment. I have never been in a position like this. In the past I was always helping others. Please let me know if anyone can help just short term.

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joey.mazing offline Verified User (10 months) Long Term User Shouts: 0 #
An Unknown Location | 10 months ago (4 years, 10 months after post)

No use blaming yourselves for losing everything. Sometimes it’s our fault but other times it’s to do with things like the economy and the rich just wanting to be richer. All things aside we put the wrong people in Whit house since Kennedy!He was our last good president that cared enough to make the American people first on his agenda. I too am losing everything and floating in the same boat as most of you. I have a child on the way and I’m just days away from being homeless.Both of us were laid off about six months ago and to make things even harder we lost our car at the same time. We had a roommate that was helping us with the rent and the unemployment was taking care of the rest of the bills but now he has been laid off as well. I just got a car two weeks ago but still having trouble finding employment. I’m just working with the faith in God that he will see us through to the next month. What a year this has been!I’m supposed to be happy that I’m having a child instead I’m worried & stressed that I can’t provide for her once she is here. I know we all have our problems and I wish all of you the best in finding your solutions. Keep the Faith people.

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llsimmons offline Verified User (11 months, 3 weeks) Long Term User Shouts: 0 #
An Unknown Location | 10 months ago (4 years, 10 months after post)

Joey.mazing
Thank you so much. Things have gotten worse. My husband had 2 seizures. He has never had them before. I have never seen anyone have one. It scared me so bad. I actually thought he was dead. He isn’t the same. I thought he was getting better, but he refuses to talk and is kind of blank. I can not afford to send him to the ER. I hope feeding him and rest will help. I’ll take him to the doctors as soon as I can. I was happy to see your reply. I had finally came to a conclusion that our situation is not one persons fault. It is all the circumstances along with our own and outside faults. I am tired and will be homeless as well. I decided I will try to sell everything I can and get an apartment it is impossible for me to try to save my home on my own. I don’t need to explain anything to anyone. I will do the best I can to care for my family the best way I can. I am looking on the brightside. I can’t take care of the bills, debts, and my husband on my own along with yardcare so I will be happy if I can sell most of my furniture and move to a small apartment as long as I can take my dogs. I got them when times were good in 2004. I can finally see some hope. I refuse to let the stress take over my health as it has done to my husband. I can not wait to move it is going to be along road and I hate that I am going to be in foreclosure but I am going to be happy. I wish you the best a well. Keep the Faith. Thank you so much you have made tear up. Happy tears with a new outlook n my situation.

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joey.mazing offline Verified User (10 months) Long Term User Shouts: 0 #
An Unknown Location | 10 months ago (4 years, 10 months after post)

Llsimmons
Hi there again! Sorry to hear about your husband! I hope things start looking up for him. Keep fighting every day to keep your head above water. It sounds like you been fighting for some time now. I wish you and your family all the strength, healing, and blessing one can get. That also goes for the Dog’s as well. I think things will get better cause what goes up must go down and what goes down will be on top again! I will say a prayer for you and your family. keep your head up Llsimmons you are strong and you will find a way, I know you will!! Smile in the mist of your storm it can only make you feel better right:) Keep The faith.

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littlemissgogo offline Unverified User #
An Unknown Location | 7 months ago (5 years, 1 month after post)

i worked for 30 years under the table cookin and cleaning for the same person ,my back when out at work,i couldn’t walk and could only crawl,she fired me 2 weeks later saying she’s afraid it will happen again and she is too old to have some one that cant walk work for her.my husband is disabled and my back hurts .i know i lived my life the wrong way but i suffered from depression allot since i was a child and lived with my alcoholic dad i was able to take care of myself since i was 16 living on my own with nobodies help.i feel like i’m at the end of the road at 53,i think about suicide but know i could never do that to my husband.so all i can do is pray that god find some kind of work for me and lead me to it.i feel pretty hopeless today cause i’m in pain,but gods gotten me through all kinds of awful things so i’ll keep praying.

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shotzie98 offline Unverified User #
An Unknown Location | 4 months ago (5 years, 4 months after post)

do not lose everything in a divorce I can make most husbands or wifes leave and take nothing many ways from blackmail to you name it got a Corvette zo6 2005 or newer we can barter. I’ve done it all into photo video and there is all ways a way out just depends if you want to be nasty or not. if you can live without it I can live with it also spent 19 years special forces to intelligence love corvette Z06

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domenique.dyso offline Unverified User #
An Unknown Location | 1 month ago (5 years, 7 months after post)

Hi,
I’m so sorry to hear about your situation.

My mother is in the same situation, she got divorced two years ago and ended up in the hospital shortly after (due to numerous medical reasons) she lost her job and is about to lose her house, she went to an interview this morning and on her way there a taxi skipped the robot and she was in a car accident, she was hurt and she don’t have a car anymore. Public transport in south Africa is not a option.

I am so sad and don’t have enough money to fix everything, I can only pray and believe in God, he wont leave het to live like this. I know its not easy, but I know we are suppose to learn from things like this. I’m not sure yet what we should learn. But be strong, we are all on this journey and need to be strong.

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domenique.dyso offline Unverified User #
An Unknown Location | 1 month ago (5 years, 7 months after post)

she also lost her dogs :-(

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