[Help] Need help quick.

Reply from michelle4sad

michelle4sad — Sun, 16 Nov 2008 16:07:55 +0100

You can close the account and start paying back with what you can that why the want keep add things to your account

Reply from deanna.carpente

deanna.carpente — Sun, 16 Nov 2008 12:16:00 +0100

1. We don’t go out to eat, we can’t afford it.
2. My phone bill is $25 a month through Vonage
3. There is no public transportation where I live. We don’t have bus service. I carpool with my office manager a few days during the week.
4. We actually went without gas; no hot water, no stove/oven for over two months. I had to grill or mircowave everything we ate.

I drive a Ford Aspire 1994. $20 will last me almost two weeks. I pakc my kids lunches.

College books are not cheap. But I know if I stick with it to get my degree, it will be worth it.

I am not looking for a handout, but a way to get out of the payday cycle.

Thank you for the suggestions. If I wasn’t already doing them, I would do them.

Reply from The Clue

The Clue — Sun, 16 Nov 2008 12:06:30 +0100

You need to make a budget and stick to it. That loan needs to be paid first. You will have to sacrifice a few things but you will have the money that you want for Christmas. Get rid of cable, Take public transportation or walk more, Trade in that expensive phone that is costing $100 per month and just get a basic phone and services “My bill is only $30 month from local provider”, Stop going out to eat, buy more groceries from supermarkets. Just this alone will give you an extra $100+ per paycheck if you get paid every two weeks. I don’t understand why people keep posting go to Charity’s when you can do this yourself and learn how to budget your money better. Hope this helps :-)

Reply from seas light

seas light — Sun, 16 Nov 2008 10:45:43 +0100

You might try explaining your situatuion, and dire need for financial aid at some church organizations. Catholic Charities have been known to assist with more then financial needs. The Salvation Army, Goodwills, and others, are designed to help the truly needy. Hope this helps. Good luck to you :)