[Help] Can someone please help me learn to control my money?

Reply from Florababy_4u10

Florababy_4u10 — Sat, 26 Aug 2006 15:50:59 +0100

Hello how’re you doing today i saw your e-mail on a site and i see that you need help and i’m willing to help you finicialy,moraly and with everything i’m a god fearing person and i love to help my fellow people e-mail me back with anything you need and let me know and i will be glad to assist you my e-mail address is (email removed) you can also chat with me on yahoo if you care to you chat,God Bless you an have a nice day. Flora Smith

Reply from grubesteak

grubesteak — Tue, 14 Mar 2006 11:38:39 +0100

You’ve made an important first step: you want to change. Most people fumble through life being normal.

Normal’s broke.

You’re in good shape by starting while you’re young. Motivation is key, but a little knowledge will go a long, long, long way.

So, here’s a book. The Total Money Makeover by Dave Ramsey.

If you’re serious about getting a handle on your money, get this book. It’s amazing and totally changed my life. And if you want to get married, it would be best to be on the same page with your s/o, since money fights and money problems are the No. 1 cause of divorce in North America.

If you want to contact me further about this, feel free to do so. I’m here to help.

Reply from Jeff

Jeff — Tue, 14 Mar 2006 03:05:59 +0100

Do you keep a balance book? If not, that’s the first place to start. It doesn’t have to be fancy, it doesn’t have to be perfectly annotated, but simply get some paper, or a spreadsheet on your computer and log EVERY purchase you make. Food, games, parties, tickets, movies, whatever. If you spend it, write it down.

Knowing WHERE you blow all this money, and having it in a single, physical, REAL location staring you in the face is probably a good first step to fixing this.