My life used to be perfect. I had a loving mother and father that sacrificed things for themselves to give myself and my brother all that they could. When I got older I got married and had a loving husband. My brother bought a laundromat and had a successful business. Our family was very close and although we were never Wealthy we had enough to just squeak by and make it. My mother, father and brother lived in Florida while I lived with my husband in California. My husband was trying to make it in Hollywood. I married him when he had no money and when he neede my half of the rent to pay our apartment. 6 years into our marriage he became a Producer and became very successful in the movie business. One day when I went on his computer I saw some things that led me to believe that my marriage was in trouble. To make a long story short, I was devastated. I went into a deep depression and began having panic attacks. I was in a state of mind in which it was difficult for me to function normally. Due to the panic attacks I started becoming afraid to leave the house. Let me give you an example of this: My husband would ask me to mail a letter/payment on a certain day and I would tell him to not worry and that it would be done. Even though I had every intention of doing this and honestly even believed that I could do this… when the time came, I would begin to panic about leaving the house and I would say.. I will wait until later today to do it. Later would come and I would keep putting it off. Finally it was night time and I realize that I did not do it. My husband would come home and ask me if I got the letter/payment out. A feeling of shame would come over me that I did not do it and did not know how to face him so I would lie saying I did. I had every intention when I was saying this that I would mail it out the very next morning but when morning came…. The same happened. Finally when my husband realized that I did not mail the letter/payment, he would burst out in anger and call me a liar. This in fact made me feel worse and I was just downward spiraling with my self esteem. These scenarios kept happening and it got to the point where my husband flew my mother out to CA to stay with us indefinitlely so that she could help me get through this. I began getting help from a doctor and with the loving support of my mother I started getting stronger. My mother stayed with us for about 6 months and then one day told me that she thinks she can now return to Florida since I am doing so much better. That very night she kissed me on the forhead to say good night. We told eachother that we loved eachother and she turned in for the night. About 2 minutes later we hear a loud noise coming from the bathroom. I ran to see what it was and it was my mother lying on the floor dying of a sudden heart attack. This was such a shock to me that it set me back again emotionally. My husband being so fed up with me decided two months later to move out and to seperate from me. I also had just found out shortly before he left me that I had 2 tumors in ovaries. Death, Illness, Tumors, Seperation from my husband left me devastated and in a very weak position. My husband began the divorce proceedings that just became so nasty. He attacked me financially which just paralized me emotionally and I honestly did not want the divorce. I wanted to stay married and I felt like I had no energy to fight in a way that would benefit me. To make a long story short, I was raked over the coals in my divorce since sat dormant in my state of mind. The Thanksgiving one year later my brother and father drove from FL to CA to surprise me for the holiday weekend. They found me in a very bad state. My apartment was filthy and it was clear that I had not left the house in quite a while. My father ended up staying with me for 8 months after that as My brother returned to FL to run his laundromat. My father helped me get myself together and I got strong to the point where I made a MOVE to LONG ISLAND NEW YORK to live. I was doing wonderfully after my father got me through all of that and I was starting my new life in NEW YORK. I was on my way to getting back on track until one day I got a call from my brother telling me my father is in the hospital. I packed up my apartment and N.Y. to be with my father. I left my CAR in a storage locker because I planned to return to NY once I saw my dad was o.k. Well he was diagnosed with CANCER. It started in the stomach and spread to the liver and My Brother and I took care of him for 2 1/2 years. The Doctors suggested that we put him in a nursing home but my brother and I decided that our DAD’S place was at home with us and that we would be his caretakers. This became a very big job for us. My brother and I alternated days working at the laundromat taking care of my father and we also alternated nights taking care of my father who would wake up and need assistance. (My dad needed help getting out of bed, wheelchairing him into the restroom, propping him up with pillows to make him more comfortable, needing medications etc.) The last time my father went to the hospital was 2 days before HURRICAINE WILMA hit Florida. Our laundromat was completely destroyed and the building was condemned. Our roof was torn off and we had water leakage in almost every room of the house. The living room ceiling caved in and we have a gaping hole in our ceiling with plastic nailed around it to keep the musty odor out as much as we can. Hurricaine WILMA hit on a Monday and our father passed the following THURSDAY. We lost our Father, Our Laundromat and we had damage to our house that made us fear the smallest rain shower. We placed a tarp on our roof to help but the water still made it in. We battled the insurance company but they only gave us so much and the amount only covered A NEW ROOF and DID NOT cover any of the interior damages. We also learned that my father did not have any type of insurance policy since my father and brother lived on what the laundromat brought in and my fathers social security he could not afford it and had stopped it a while back. My brother and I are now together and at SQUARE ONE. My brother decided to go get his MORTGAGE BROKERS LICENSE and did so successfully. I decided to work for a realtor and between the two of us we were just barely making it. Esepecially since being a Mortgage Broker or working in Real Estate is not beneficial to anyone in the current market. Nothing is selling! Our money troubles have only gotten worse and worse. We finally were at the end of nest egg last June. As of Last June we have not been able to pay the mortgage. I have papers to verify this. The bank being so clogged with foreclosures told my brother that they do not have any interest in taking the house from us and to see what we can work out. We have then tried and tried to get work. My brother and I went on interview after interview and we had no luck. I since then have lost my car in the storage locker in NY since I could not keep up the payments and my brother desperately has been trying to make his MORTGAGE LICENSE work to his advantage somehow in this horrible market. We have been selling things on EBAY to pay some of the utility bills while continuing to interview for jobs. At the end of August I went on an interview for ALLSTATE INSURANCE and I got the job. I was so happy. I am getting licensed at the end of November and am on my way. Since I see a steady paycheck come in every two weeks I have encouraged my brother to seek work in the INSURANCE field like I did. He then started interviewing for Insurance Jobs and he also got a job at ALLSTATE INSURANCE at another agency and he starts NOV. 5 2007. He is also very happy and seeing that maybe we can finally get out of this terrible situation with the house being damaged on the inside and starting to pay the mortgage again. Well today is OCTOBER 13 2007 and we have just received the first letter from the bank informing us of FORECLOSURE. We now need an attorney to try to work an arrangement out to save our home. With my brothers salary beginning NOV 5 2007 combined with mine may be able to do this. Our mortgage payments are $2400.00 a month. My brother is negative $400.00 in his bank account and they are going to close his account this coming week which means that my paycheck on OCT 15, 2007 is already spent on helping him keep his bank account open to not further damage his credit and on utility bills for the house. I have been trying to save for a down payment on a small car because when my brother starts his job on NOV 5 2007 I will not have transportation to work. Everytime I have tried to save something, another bill need to be paid and until my brother starts bringing in some money next month I do not see myself in a situation to where I can get $1000 dollars saved for a downpayment on a reliable small car. My plea is to someone to may be able to help us in some way. We just need a chance to get our heads above water and not lose our home. We just found our jobs and we are on the edge of getting out of all the hardship we have faced and we just need some assistance to do this. If anyone is reading this that can help please know that we can provide all the documentation to show you that this plea is real. Please someone be our miracle and know we do not ask for millions and are truly in state of just needing a chance to get on our feet, save our house and fix the damages inside it so that we can flourish at our new jobs and careers. We have been through a lot and all our pressures seem to be mounting. It is hard to sleep knowing we may lose our home right when we just found the solution and just need a fair chance. I am tired of seeing my brother cry and I act all positive and strong for him only to retire to my room and lock the door only to cry myself to sleep. I thank anyone that has taken the time to read this and I hope you know that this is the most humiliating thing I have ever done but we are desperate and know that with a little help from someone that has the means we just may be able to make it through this final storm. THANK YOU AGAIN FOR TAKING THE TIME TO READ MY STORY….
Where did you grow up?
Westfield, New Jersey
Where do you live now?
Pompano Beach, Florida
What is the highest level of education you have attained?
What subjects did/do you enjoy the most at school?
English, Drama, Art
What's your favorite sport or sports?
Soccer, LaCrosse, Swimming
What kinds of jobs have you held? Industries too!
Production Assistant, Sports Agent Assistant, Customer Service Representative at Insurance Co.
What hobbies are you into?
Dancing, Singing, Swimming
What causes are you concerned about today?
The Increase In Storm Activity Around the World, Missing Children/Adults,
If you claim a political party affliation, which is it?
Which religion (if any) do you follow?