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• I have worked hard and been financially responsible all of my life. posted (12 months) ago
  2.5 years ago I bought a home I could easily afford. However, my company Northwest Airlines forced …

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• I have worked hard and been financially responsible all of my life.
  

  Also, I did have 50,000. down, and I did take out an equity line in an effort to pay off some debt–thinking that would ease the $$ pressure–I think the 40% paycut was just the beginning of the end–and I really thought I picked an area where it would sell fast if I needed to sell the place, and I also tried that—the market died and there were so many spec homes in the area,so now I will try to do the short sell thing —the value of homes are plummeting, my house is now worth what I paid for it—that is good, however how long will it be worth that? UGH—this is an ugly situation….one I never thought I would be in….it is just a house though and I can be happy anywhere…its just a matter of getting thru this sad part of having to give it back most likely.
  - written 12 months ago

• I have worked hard and been financially responsible all of my life.
  

  I have called them and since this is not a “temporary” situation they suggested a short sale….I have a 40% paycut since I bought the house AND taxes AND insurance(because of hurricanes) have gone up significantly…I have done alot of financial juggling, working as much as possible, paying off debt and then accumulating debt–it is a nightmare if something goes wrong with the house. I agree that they probably do not want the house back in this market–they would have to make an unlikely offer(100 yr mortgage–maybe?) in order for this to work with this 40% paycut—so, this is what I need to know– has anyone been thru this in Florida? Do I get an attorney? What type of attorney? How long can I stay in my home without making payments? Anything else I need to know?? THANK YOU-THANK YOU-THANK YOU for your input!
  - written 12 months ago

• I was raised in a racist family, and now find myself very much in love with a mexican.
  

  The relationship is between you and your bf—do not worry about what other people think even if they are family—if you are happy, do not let sisters boyfriend or anyone else bait you into a discussion/argument about your relationship—let it be their problem–not yours!
  - written 12 months ago

• Just before summer break I found out that my dad had been having a year long affair with a women that I had know for almost all of my life.
  

  I am so sorry to hear this. This seems to be a common thing these days–marriages breaking up because of cheating, affairs. The important thing is to know that it is not your fault and you will need to be forgiving of your father and this woman if they end out together and also know how hard this will be for your mother–you will both need each other. Don’t be afraid to ask for help for yourself–it really helps to talk to someone (a professional counselor) that has no emotional attachments to your situation. Hang in there….this too shall pass….
  - written 12 months ago

• there is most likely not any help out there, however…
  

  try prosper.com ?
  - written 12 months ago

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