Mini-Profile
I am embarassed to be almost 50 years old and about to lose everything. my husband is retired and only gets social security. i live in a small town and everybody knows everyones business. we have all adult children with the exception of a child under 12 years old at home. i just can not believe that i have gotton my family in this kind of situation. taxes are due, groc. need to be bought winter is here i need to get cloths for the one child and the law suite will take a while. i have land that i have been trying to sell no luck.
We have been in tough times before just like everyone else. however, i knew i could work and keep going ( if i passed away things were taken care of ) i just never expected not to be able to work. as you know the futher you go in your career the better things get. we were at that stage and then this happens. we have always tried to give back some of what we had but we as you know can no longer do that. i talked with my church and they advise me to pray and god will take care of everything. so we pray then today something just said to say help so that is what i have done after worrying about it for hours. every middle class family could all of the sudden be in this position and not realize it. i did not i thought we had enough in the bank to cover it.i thought it may be a few months not a year in december. then we did the home equity which created another bill with the thought surely and by what the doctors said i would be able to go back to work in 3 or 4 months that did not happen. i spent money to buy land to sell quick ( i was desperate and the add made it seem so simple) which created another debt. like i menitioned i have been blessed. i have never been in this situation before and when i heard of people in this position i always donated money sceretly. then on top of everything else which would be the logicial procession i lost my job because i could not work.
So that is why i am asking for help so that i do not lose our home and we can surive the total out standing amount that we are now in debt (i just added it up ) is $ 458, 436.80 that would pay off house home equity and cc and mortage and buy 200.00 of groc. and 120.00 worth of winter clothes. then we should be able to make it on my husband’s ss if we are careful. i know i do not have the right to expect anyone to do this but i am desperate and i truly believe in pay forward when able.
Thank you all for caring enough to read this and any one who is willing to help. please be aware that i could not pay anything back until the settlement or i become able to go back to work. my attorney is trying to help me get disablity. please believe me this has been extremely hard to place a sos email i just have no other choice.
Sincerely,
Embarassed to be in this situation.