OMG you poor thing, we feel for you! I guess it depends on what assets you own, etc. Are you looking to get a loan? Or are you already trying to pay off existing loans? Yeah its a tough world. I was in a similar spot about 3 years ago, thought I was going to lose everything including my dignity. Anyways, I’m looking for another loan right now, however IM NOT in as bad shape as I was before!! I came across proloaner.com and it provided a good list based on my personal criteria. Hope this helps. Good luck!! Dont give up, it always gets better :) - written 2 years, 12 months ago