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• I write this both very embarassed and very scared.
  

  Like so many have already posted - this is a real situation people are feeling around the world. I sat up last night evaluating my next steps as things seem to keep falling. Here is something to focus on - This IS only temporary. Things will improve. Surviving until then will be difficult. I too wake up at night in anxiety, but each day I tell myself to remain positive.
  
  This is the time your family needs one another. For love and comfort. So, you are valuable and they do need you. I dont know where you are either, but I do know that some churches have food pantries - here we have something called Good Samaritan - where you can buy clothing for as little as 1.00. Everyone that has something to donate is taking good stuff there to help out. So, you can get nice things for the whole family inexpensively. Like salvation army, goodwill….
  
  People are aware of the need, but may not fully know your need- as hard as it is - you have to ask. Check out what is available in your community and go ask. The school nurse can help, food stamps, cahtolic charities, churches can help, civic organizations can help, make sure your banks and credit card companies know you are trying - call them to ask for temporary reduced payments - get them to work with you.
  
  As far as finding a job - the department of labor in the US will help with free consulting, job training, job searches… Local chambers of commerces are getting involved, maybe place some calls to your area chambers and let them know you are ready to work if they know of any members hiring… … Sometimes it takes more than one part time job. Remember, this is temporary. I talked to one man who lost his job - he too was the sole provider and he looked at the opportunity as a way to change careers. He was a heavy equipment mechanic now taking nursing classes!
  
  Personally, I lost my job fall of 2007, decided to open my own business and was doing pretty good. Though the start up used up most of my residual cash. Now things are caving as people are spending less, so if things keep up i will face some decisions. I have cut down my living expenses to the bare minimum. Lowered the thermostat on the house, plan my meals better, dont drive anywhere, and try to be as thrify as I can be.
  
  It is so hard, but you have to apply for jobs every day and keep trying - think out of the box and try something different and remember to follow up - do your follow up. Go back and ask if they reviewed your application (or your husband) Ask everyone you know if they know of someone hiring…. ask the check out girl, ask the banker, ask everyone…
  
  My suggestion is to find some little thing to do at home like playing a game, a puzzle, fammily story time, movies… enjoy the little things in life, get through this together… and you will get through… and grow stronger as a family.
  
  Is their room to take in a tennant?
  
  it is scarey, but it is absolutely not anything to be embarrassed about…
  - written 10 months, 3 weeks ago

deborahjm4's conversations are tagged:

finances, bills, Economy